BULGARIAN-MACEDONIAN NATIONAL EDUCATIONAL AND CUL (EIN 251775987) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1995

Legal Domicile

Principal Officer

EDWARD MARKOFF

Phone

4124616188

Tax Period

2024-01-01 to 2024-12-31

BULGARIAN-MACEDONIAN NATIONAL EDUCATIONAL AND CUL, founded in 1995, is a micro nonprofit in the Arts, Culture & Humanities sector that reported $96K in total revenue in fiscal year 2024. Revenue fell 82% from the prior year — a significant decline worth monitoring. Expenses of $112K exceeded revenue, resulting in a 17% operating deficit.

Mission

TO PRESERVE, PRESENT AND PERPETUATE THE CUSTOMS AND TRADITIONS OF THE BULGARIAN AND MACEDONIAN PEOPLE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $32,535

Program Service Revenue $22,660

Investment Income $15,326

Other Revenue $25,794

TOTAL REVENUE $96,315

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $507

Program Expenses $94,678

Other Expenses $112,306

TOTAL EXPENSES $112,306

Year-over-Year Comparison

	2024	2023	Change
Revenue	$96,315	$541,930	-0.8%
Expenses	$112,306	$109,884	+0.0%
Net Income	$-15,991	$432,046	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✓ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$8,080

Total Directors

$8,080

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
HAYLEY HINKLE	SECRETARY	1.00	Officer Director	$4,480	$0	$4,480
MILENA YALAMOVA-DWYER	TREASURER	3.00	Officer Director	$3,600	$0	$3,600
ANTONIA MIRTCHEVA	DIRECTOR	1.00	Director	$0	$0	$0
GEORGE SCHEXNAYDER	DIRECTOR	1.00	Director	$0	$0	$0
LINDA DIMITROFF	DIRECTOR	3.00	Director	$0	$0	$0
ANTONIA GEORGIEVA	DIRECTOR	1.00	Director	$0	$0	$0
POLINA HRISTOZOVA	DIRECTOR	1.00	Director	$0	$0	$0
DIANE MARKOFF LESKO	DIRECTOR	1.00	Director	$0	$0	$0
KOSTUCH JOHN	DIRECTOR	1.00	Director	$0	$0	$0
EDWARD MARKOFF	PRESIDENT	10.00	Officer Director	$0	$0	$0
KATHY MARON-WOOD	VICE PRESIDENT MEMBERSHIPS	1.00	Officer Director	$0	$0	$0
NIKOLAY NEDEV	VICE PRESIDENT	4.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$96,315	$112,306	$1,496,661	$-15,991
2023	$541,930	$109,884	$1,512,510	$432,046
2022	$154,539	$80,294	$1,082,220	$74,245
2021	$95,142	$59,278	$1,005,558	$35,864
2020	$90,541	$70,130	$973,882	$20,411

BULGARIAN-MACEDONIAN NATIONAL EDUCATIONAL AND CUL