BLAIR COUNTY SCHOOLS HEALTH INSURANCE CONSORTIUM

EIN: 251817126 Mutual Benefit

WILLIAMSBURG, PA

Total Revenue
$18,235,108
Total Expenses
$17,693,392
Total Assets
$11,144,428
Net Assets
$11,144,428
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1998
Legal Domicile
PA
Principal Officer
KALIE ZABROSKY
Phone
8148322125
Tax Period
2023-07-01 to 2024-06-30

BLAIR COUNTY SCHOOLS HEALTH INSURANCE CONSORTIUM, founded in 1998, is a mid-sized nonprofit in the Mutual Benefit sector that reported $18.2M in total revenue in fiscal year 2023.

Mission

TO COOPERATE IN THE JOINT PURCHASING AND OPERATING OF HEALTH BENEFITS FOR MEMBER SCHOOL DISTRICTS.

Program Service Accomplishments

Program 1

PAYMENT OF HEALTH BENEFIT CLAIMS AND RELATED ADMINISTRATIVE COSTS.

Program 2

COLLECT AND INVEST CONTRIBUTIONS FOR FUTURE HEALTH CLAIMS AND RELATED ADMINISTRATIVE COSTS.

Program 3

HANDLE ADMINISTRATION AND COMPLIANCE FOR THE CONSORTIUM.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $17,696,688
Investment Income $538,420
Other Revenue $0
TOTAL REVENUE $18,235,108

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Other Expenses $882,858
TOTAL EXPENSES $17,693,392

Year-over-Year Comparison

2023 2022 Change
Revenue $18,235,108 $17,231,339 +0.1%
Expenses $17,693,392 $15,200,210 +0.2%
Net Income $541,716 $2,031,129 -0.7%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
7
Independent Members
7
Employees
N/A
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
1
$0
Total Directors
7
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
KALIE ZABROSKY FISCAL AGENT 6.00
Officer Director
$0 $0 $0
GREG GATES COMMITTEE DELE./TRUSTEE 1.00
Director
$0 $0 $0
STEVEN FOOR COMMITTEE DELE./TRUSTEE 1.00
Director
$0 $0 $0
DENA BURKET COMMITTEE DELE./TRUSTEE 1.00
Director
$0 $0 $0
STACEY THOMAS COMMITTEE DELE./TRUSTEE 1.00
Director
$0 $0 $0
DANIELLE MEHALICK COMMITTEE DELE./TRUSTEE 1.00
Director
$0 $0 $0
FAITH SWANSON COMMITTEE DELE./TRUSTEE 1.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 No data No data No data No data
2024 $18,235,108 $17,693,392 $11,144,428 $541,716
2023 $17,231,339 $15,200,210 $10,602,712 $2,031,129
2022 $17,343,310 $16,393,817 $8,571,583 $949,493
2021 $16,409,412 $16,490,530 $7,622,090 $-81,118
2020 $14,804,761 $14,088,182 $7,703,208 $716,579
2019 $14,359,436 $13,393,521 $6,986,629 $965,915
2018 $13,481,814 $13,777,356 $6,020,714 $-295,542
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