MOUNT CARMEL HEALTH INSURANCE COMPANY

EIN: 251912781 Health Care

COLUMBUS, OH

Total Revenue
$13,934,685
Total Expenses
$15,373,921
Total Assets
$12,993,161
Net Assets
$9,118,612
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
2007
Legal Domicile
OH
Principal Officer
JACK RANDOLPH
Phone
6145464000
Tax Period
2023-01-01 to 2023-12-31

MOUNT CARMEL HEALTH INSURANCE COMPANY, founded in 2007, is a mid-sized nonprofit in the Health Care sector that reported $13.9M in total revenue in fiscal year 2023. Revenue surged 40% from the prior year, signaling strong growth momentum. Expenses of $15.4M exceeded revenue, resulting in a 10% operating deficit.

Mission

WE, MOUNT CARMEL AND TRINITY HEALTH, SERVE TOGETHER IN THE SPIRIT OF THE GOSPEL AS A COMPASSIONATE AND TRANSFORMING HEALING PRESENCE WITHIN OUR COMMUNITIES.MOUNT CARMEL HEALTH INSURANCE COMPANY (MCHIC) IS A MEMBER OF MOUNT CARMEL AND TRINITY HEALTH.

Program Service Accomplishments

Program 1
Expenses: $13,792,848 Revenue: $13,793,592

MOUNT CARMEL HEALTH INSURANCE COMPANY (MCHIC) WAS FORMED IN 2007 FOR THE PURPOSE OF ASSISTING MEDICARE-ELIGIBLE SENIORS IN THE CENTRAL OHIO REGION TO OBTAIN ACCESS TO MEDICARE ADVANTAGE INSURANCE...

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MOUNT CARMEL HEALTH INSURANCE COMPANY (MCHIC) WAS FORMED IN 2007 FOR THE PURPOSE OF ASSISTING MEDICARE-ELIGIBLE SENIORS IN THE CENTRAL OHIO REGION TO OBTAIN ACCESS TO MEDICARE ADVANTAGE INSURANCE COVERAGE THAT PROVIDES COST-EFFECTIVE HEALTH BENEFITS, COMPASSIONATE CARE, AND SERVICE COUPLED WITH OUT-OF-NETWORK BENEFITS. MCHIC IS A WHOLLY-OWNED NONPROFIT SUBSIDIARY OF MOUNT CARMEL HEALTH SYSTEM, A TAX-EXEMPT HEALTH CARE SYSTEM UNDER IRC SECTION 501(C)(3). MCHIC OFFERS A PREFERRED PROVIDER ORGANIZATION PLAN IN ACCORDANCE WITH THE REQUIREMENTS OF THE CENTERS FOR MEDICARE AND MEDICAID SERVICES (CMS). THE PLAN IS AVAILABLE TO ALL RESIDENTS OF OHIO WITHIN MCHIC'S SERVICE AREA WHO ARE ELIGIBLE FOR MEDICARE PARTS A AND B. AS AN INTEGRAL PART OF MOUNT CARMEL HEALTH SYSTEM, MCHIC IS A COMMUNITY-BASED HEALTH CARE ORGANIZATION THAT WORKS IN COLLABORATION WITH EMPLOYERS, INDIVIDUAL MEMBERS, PHYSICIANS, HEALTH CARE PROVIDERS, AND COMMUNITY AND GOVERNMENTAL AGENCIES TO CONTINUALLY IMPROVE THE HEALTH OF ITS MEMBERS BY PROVIDING EXCEPTIONAL COVERAGE AND ACCESS TO HIGH QUALITY AND COST EFFECTIVE CARE. PLEASE VISIT OUR WEBSITE FOR ADDITIONAL INFORMATION:WWW.THPMEDICARE.ORG/MOUNT-CARMEL

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $13,278,980
Investment Income $141,093
Other Revenue $514,612
TOTAL REVENUE $13,934,685

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Program Expenses $13,792,848
Other Expenses $15,373,921
TOTAL EXPENSES $15,373,921

Year-over-Year Comparison

2023 2022 Change
Revenue $13,934,685 $9,948,719 +0.4%
Expenses $15,373,921 $11,096,572 +0.4%
Net Income $-1,439,236 $-1,147,853 +0.3%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

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Liquidity & Cash Position

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Governance

Voting Members
7
Independent Members
5
Employees
N/A
Volunteers
5

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
7
$3,890,044
Total Directors
8
$2,697,550
Key Employees
2
$795,471
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
LORRAINE LUTTON DIRECTOR; MOUNT CARMEL CEO 2.00
Officer Director
$0 $298,936 $1,722,036
JACK RANDOLPH DIRECTOR; PRESIDENT & CEO 2.00
Officer Director
$0 $190,083 $957,338
ANDY PRIDAY MOUNT CARMEL CFO 2.00
Officer
$0 $73,151 $580,062
DANIEL WENDORFF MD FORMER OFF; PRES, MC HEALTH PARTNERS 0.00
$0 $53,028 $571,076
GREG WISE MD MEDICAL DIRECTOR MCHP 2.00
Key Emp
$0 $32,654 $447,867
DAVID VIS ASST TREASURER;VP FINANCE OPERATIONS 2.00
Officer
$0 $18,414 $388,049
CARLOS ALVARADO CHIEF ADMINISTRATIVE OFFICER 2.00
Key Emp
$0 $44,568 $347,604
TRISHA WHETSTONE ASST SECRETARY; MCHS ASSOC COUNSEL 2.00
Officer
$0 $43,944 $242,559
KRISTINE SLAM MD DIRECTOR THR 7/23; MCHS MED DIRECTOR 2.00
Director
$0 $0 $18,176
STEVE LUNDREGAN DIRECTOR; CHAIR 2.00
Officer Director
$0 $0 $0
JOSEPH PATRICK JR DIRECTOR; TREASURER; SECRETARY 2.00
Officer Director
$0 $0 $0
CATHY EDDY DIRECTOR 2.00
Director
$0 $0 $0
TODD FOX DIRECTOR 2.00
Director
$0 $0 $0
JILL PHLEGAR DIRECTOR 2.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 No data No data No data No data
2023 $13,934,685 $15,373,921 $12,993,161 $-1,439,236
2022 $9,948,719 $11,096,572 $8,608,222 $-1,147,853
2021 $7,576,267 $7,710,859 $8,651,290 $-134,592
2020 $7,547,027 $7,361,340 $7,668,887 $185,687
2019 $8,925,652 $9,297,905 $8,995,563 $-372,253
2018 $8,735,864 $8,581,610 $7,554,445 $154,254
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