STATE COLLEGE ASSOCIATION OF UNIVERSITY WOMEN (EIN 256066193) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1931

Legal Domicile

Principal Officer

GAIL AGANS

Phone

6035625424

Tax Period

2024-07-01 to 2025-06-30

STATE COLLEGE ASSOCIATION OF UNIVERSITY WOMEN, founded in 1931, is a small nonprofit in the Community Improvement sector that reported $222K in total revenue in fiscal year 2024. Revenue grew 13% year-over-year, indicating healthy expansion. The organization ran a surplus of $56K, a strong 25% operating margin.

Mission

ADVANCES EQUITY FOR WOMEN AND GIRLS THROUGH ADVOCACY, EDUCATION AND RESEARCH.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $224,343

Program Service Revenue $3,222

Investment Income $45,628

Other Revenue $-51,016

TOTAL REVENUE $222,177

Expense Breakdown

Grants Paid $132,044

Salaries & Benefits $9,311

Fundraising Expenses $0

Program Expenses $146,453

Other Expenses $24,493

TOTAL EXPENSES $165,848

Year-over-Year Comparison

	2024	2023	Change
Revenue	$222,177	$195,980	+0.1%
Expenses	$165,848	$129,762	+0.3%
Net Income	$56,329	$66,218	-0.1%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

325

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MOLLY KUNKEL	PRESIDENT ELECT (AS OF JULY 2024)	4.00	Officer Director	$0	$0	$0
LINDA FRIEND	IMMED. PAST PRESIDENT	4.00	Officer Director	$0	$0	$0
SALLY KALIN	IMMED. PAST PRESIDENT	4.00	Officer Director	$0	$0	$0
AMY WILSON	SECRETARY (AS OF JULY 2024)	4.00	Officer Director	$0	$0	$0
CHRISS SCHULTZ	SECRETARY	4.00	Officer Director	$0	$0	$0
NANCY WEINREB	SECRETARY (UNTIL JUNE 2025)	4.00	Officer Director	$0	$0	$0
VASUNDARA VARADAN	TREASURER (UNTIL JUNE 2025)	4.00	Officer Director	$0	$0	$0
CONNIE SCHROEDER	VP, MARKETING (UNTIL JUNE 2025)	4.00	Officer Director	$0	$0	$0
SUSAN CHYCZEWSKI	VP, MEMBERSHIP (UNTIL JUNE 2025)	4.00	Officer Director	$0	$0	$0
CARLINE CREVECOUR	VP, MEMBERSHIP (UNTIL JUNE 2025)	4.00	Officer Director	$0	$0	$0
RENEE CLOUTIER	VP, PROGRAM (AS OF JULY 2024)	4.00	Officer Director	$0	$0	$0
ELIZABETH MANLOVE	VP, PROGRAM (UNTIL JUNE 2025)	4.00	Officer Director	$0	$0	$0
MARY ANN BLAIR	OFFICER	1.00	Director	$0	$0	$0
MARIA SCHMIDT	OFFICER	1.00	Director	$0	$0	$0
LESLIE LAING	OFFICER	1.00	Director	$0	$0	$0
DIANNE GREGG	OFFICER	1.00	Director	$0	$0	$0
MARY DUPUIS	OFFICER	1.00	Director	$0	$0	$0
CONNIE WHEELER	OFFICER	1.00	Director	$0	$0	$0
KATHRYN BURNHAM	OFFICER	1.00	Director	$0	$0	$0
DONNA TRAPP	OFFICER	1.00	Director	$0	$0	$0
NAANA NTI	OFFICER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$222,177	$165,848	$910,999	$56,329
2024	$195,980	$129,762	$802,616	$66,218
2023	$155,094	$77,423	$430,610	$77,671
2022	$133,753	$112,089	$540,747	$21,664
2021	$10,495	$60,035	$456,109	$-49,540
2020	$9,770	$56,648	$424,779	$-46,878
2019	$139,781	$95,287	$467,548	$44,494
2018	$120,382	$91,339	$437,299	$29,043

STATE COLLEGE ASSOCIATION OF UNIVERSITY WOMEN