ATM INDUSTRY ASSOCIATION (EIN 260024403) - Form 990 Financial Analysis & Trantor Score

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Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1999

Legal Domicile

Principal Officer

BRITA FLOREK

Tax Period

2025-01-01 to 2025-12-31

ATM INDUSTRY ASSOCIATION, founded in 1999, is a community nonprofit in the Community Improvement sector that reported $3.4M in total revenue in fiscal year 2018.

Mission

AN ALLIANCE DEDICATED TO THE GLOBAL ADVANCEMENT AND PROLIFERATION OF AUTOMATED TELLER MACHINES.

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Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $543,501

Program Service Revenue $1,504,599

Investment Income $74,030

Other Revenue $55,660

TOTAL REVENUE $2,177,790

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,430,694

Fundraising Expenses $0

Other Expenses $960,757

TOTAL EXPENSES $2,391,451

Year-over-Year Comparison

	2025	2024	Change
Revenue	$2,177,790	$2,208,832	0.0%
Expenses	$2,391,451	$2,296,600	+0.0%
Net Income	$-213,661	$-87,768	+1.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✓ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$229,124

Total Directors

$229,124

Key Employees

$257,323

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LONNIE TALBERT	CEO	36.00	Officer Director	$210,048	$19,076	$229,124
JOHN CLATWORTHY	PRESIDENT	1.00	Officer Director	$0	$0	$0
KARINA ZAMBRANO	DEPUTY PRESIDENT	1.00	Officer Director	$0	$0	$0
PETER KULIK	CHAIRMAN	1.00	Officer Director	$0	$0	$0
SANDRA HARTFIELD-PAPIE	TREASURER	1.00	Officer Director	$0	$0	$0
JEFF MATTHEWS	NON-EXECUTIVE OFFICER	1.00	Director	$0	$0	$0
CARLOS SIWECZYNSKI	NON-EXECUTIVE OFFICER	1.00	Director	$0	$0	$0
KIRKLAND MORRIS	NON-EXECUTIVE OFFICER	1.00	Director	$0	$0	$0
BRENDA PINO	NON-EXECUTIVE OFFICER	1.00	Director	$0	$0	$0
DARYL CORNELL	NON-EXECUTIVE OFFICER	1.00	Director	$0	$0	$0
LEE WILLIAMSON	NON-EXECUTIVE OFFICER	1.00	Director	$0	$0	$0
TOM HARPER	FOUNDING DIRECTOR	1.00	Director	$0	$0	$0
DANA BENSON	SVP, CONFERENCES & SPONSORSHIPS	36.00	Key Emp	$237,284	$20,039	$257,323
DAVID TENTE	EXECUTIVE DIRECTOR, AMERICAS	36.00	Highest	$200,197	$7,803	$208,000
ERIC CROSS	DIRECTOR, IT	36.00	Highest	$134,475	$17,224	$151,699
BRITA FLOREK	GLOBAL DIRECTOR, FINANCE & EVENTS	36.00	Highest	$133,920	$16,784	$150,704
AMBER HOWELL	SENIOR DIRECTOR OF MEMBER EXPERIENCE & MARKETING	32.00	Highest	$101,517	$15,830	$117,347

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$2,177,790	$2,391,451	$2,197,570	$-213,661
2024	$2,208,832	$2,296,600	$2,300,936	$-87,768
2023	$2,631,152	$2,403,926	$2,350,404	$227,226
2022	$2,429,292	$2,262,117	$2,127,827	$167,175
2021	$2,451,037	$2,002,727	$2,229,976	$448,310
2020	$2,186,399	$2,431,492	$1,421,886	$-245,093
2019	$3,289,263	$3,514,588	$1,710,664	$-225,325
2018	$3,363,063	$3,648,339	$1,789,856	$-285,276

ATM INDUSTRY ASSOCIATION