CHAMBERLAIN AFFORDABLE HOUSING INC 715 N MAIN STREET (EIN 260076074) - Form 990 Financial Analysis & Trantor Score

🔒

Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2003

Principal Officer

ANTHONY DONOVAN

Phone

6052344400

Tax Period

2025-01-01 to 2025-12-31

CHAMBERLAIN AFFORDABLE HOUSING INC 715 N MAIN STREET, founded in 2003, is a small nonprofit in the Housing & Shelter sector that reported $216K in total revenue in fiscal year 2018. Revenue decreased 13% compared to the prior year. Expenses of $239K exceeded revenue, resulting in a 10% operating deficit.

Mission

LOW AND MODERATE INCOME HOUSING IN CHAMBERLAIN, SOUTH DAKOTA

🔒

Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $323,620

Investment Income $3,931

Other Revenue $0

TOTAL REVENUE $327,551

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $275,986

Other Expenses $301,338

TOTAL EXPENSES $301,338

Year-over-Year Comparison

	2025	2024	Change
Revenue	$327,551	$309,203	+0.1%
Expenses	$301,338	$304,572	0.0%
Net Income	$26,213	$4,631	+4.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RICKY ADAMSON	PRESIDENT	0.50	Officer Director	$0	$0	$0
MONTE CLAUSSEN	SECRETARY/TR	0.50	Officer Director	$0	$0	$0
ANTHONY DONOVAN	VICE PRESIDE	0.50	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$327,551	$301,338	$552,079	$26,213
2024	$309,203	$304,572	$584,775	$4,631
2023	$309,460	$246,766	$603,519	$62,694
2022	$289,424	$264,653	$573,388	$24,771
2021	$297,747	$250,932	$574,535	$46,815
2020	$283,297	$285,593	$549,009	$-2,296
2019	$270,336	$233,446	$571,140	$36,890
2018	$216,059	$238,529	$555,013	$-22,470

CHAMBERLAIN AFFORDABLE HOUSING INC 715 N MAIN STREET