GIRL TALK INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2007

Legal Domicile

Phone

8658517064

Tax Period

2025-01-01 to 2025-12-31

GIRL TALK INC, founded in 2007, is a community nonprofit in the Youth Development sector that reported $1.9M in total revenue in fiscal year 2025. Revenue decreased 12% compared to the prior year. The organization ran a surplus of $894K, a strong 48% operating margin.

Mission

GIRK TALK IS A FAITH BASED NON PROFIT THAT EMPOWERS GIRLS TO BECOME THEIR BEST SELVES BY REDUCING THE LIKELIHOOD OF TEEN PREGNANCY AND HELPING THEM TO ADVANCE EDUCATIONALLY

Program Service Accomplishments

Program 1

Expenses: $193,334

GIRL TALK 1:1 MENTORING GIRLS IN 6TH-12TH GRADE FROM ALL OVER THE CITY OF KNOXVILLE CAN APPLY TO RECEIVE ONE ON ONE MENTORING. EACH GIRL IS MATCHED WITH A CARING ADULT WOMAN WHO WILL GIVE HER THE...

GIRL TALK 1:1 MENTORING GIRLS IN 6TH-12TH GRADE FROM ALL OVER THE CITY OF KNOXVILLE CAN APPLY TO RECEIVE ONE ON ONE MENTORING. EACH GIRL IS MATCHED WITH A CARING ADULT WOMAN WHO WILL GIVE HER THE ADDITIONAL SUPORT SHE NEEDS TO GET THROUGH LIFES CHALLENGES AND TRANSITIONS.

Program 2

Expenses: $185,431

THE GIRL TALK LIFE ACADEMY IS AN ELITE PROGRAM OF GIRL TALK, INC. IN WHICH RISING SOPHOMORES, JUNIORS AND SENIORS ACROSS KNOX CO CAN APPLY TO PARTICIPATE IN A 10-MONTH EXPERIENCE THAT IS BOTH...

THE GIRL TALK LIFE ACADEMY IS AN ELITE PROGRAM OF GIRL TALK, INC. IN WHICH RISING SOPHOMORES, JUNIORS AND SENIORS ACROSS KNOX CO CAN APPLY TO PARTICIPATE IN A 10-MONTH EXPERIENCE THAT IS BOTH TRANSFORMATIONAL AND PREPARATORY FOR THEIR FUTURE. THE PROGRAM PROVIDES PARTICIPANTS WITH SKILLS FOR COLLEGE, CAREER AND LIFE THROUGH CONSECUTIVE MONTHLY SESSIONS, EACH SEMESTER.

Program 3

Expenses: $21,553

OUR SCHOOL AND SITE BASED PROGRAM GIRL TALK COLLABORATES WITH THE ORGANIZATIONS TO PROVIDE GROUP MENTORING SERVICES TO 4TH AND 5TH GRADE GIRLS AFTER SCHOOL. THROUGH CURRICULUM BASE LEARNING...

OUR SCHOOL AND SITE BASED PROGRAM GIRL TALK COLLABORATES WITH THE ORGANIZATIONS TO PROVIDE GROUP MENTORING SERVICES TO 4TH AND 5TH GRADE GIRLS AFTER SCHOOL. THROUGH CURRICULUM BASE LEARNING OBJECTIVES AND GROUP MENTORING, WE ASSIST IN BUILDING GIRLS CONFIDENCE AND SELF-ESTEEM, PREVENTING TEEN PREGNANCY, AND INCREASING THE LIKELIHOOD OF EDUCATIONAL ADVANCEMENT.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $1,726,263

Program Service Revenue $8,117

Investment Income $38,688

Other Revenue $103,803

TOTAL REVENUE $1,876,871

Expense Breakdown

Grants Paid $0

Salaries & Benefits $664,298

Fundraising Expenses $79,735

Program Expenses $767,088

Other Expenses $318,532

TOTAL EXPENSES $982,830

Year-over-Year Comparison

	2025	2024	Change
Revenue	$1,876,871	$2,123,460	-0.1%
Expenses	$982,830	$995,446	0.0%
Net Income	$894,041	$1,128,014	-0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DENETRIA MOORE	EXECUTIVE DIRECTOR	40.00	Highest	$121,000	$0	$121,000
ROBERT LOGGINS	BOARD CHAIR	2.00	Director	$0	$0	$0
JENNY SWANSON	HR COMMITTEE CHAIR	2.00	Director	$0	$0	$0
JILL NEACE	SECRETARY	2.00	Officer Director	$0	$0	$0
LAKENYA MIDDLEBROOK	CHAIR - ELECT	2.00	Director	$0	$0	$0
HYATT HOLBROOK	TREASURER	2.00	Officer Director	$0	$0	$0
DREW CARSON	BOARD MEMBER	2.00	Director	$0	$0	$0
CAMMY KROMER	BOARD MEMBER	2.00	Director	$0	$0	$0
ANGELA CONNOR	BOARD MEMBER	2.00	Director	$0	$0	$0
DEBORAH LEE	BOARD MEMBER	2.00	Director	$0	$0	$0
DR JAVIETTE SAMUEL	BOARD MEMBER	2.00	Director	$0	$0	$0
DR SHENIKA WELCH-CHARLES	BOARD MEMBER	2.00	Director	$0	$0	$0
LOUISE FRAZIER	PAST CHAIR	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,876,871	$982,830	$2,827,838	$894,041
2024	$2,123,460	$1,079,130	$1,820,923	$1,044,330
2023	$1,113,301	$781,234	$739,022	$332,067
2022	$838,959	$601,054	$404,950	$237,905
2021	$443,547	$511,328	$221,545	$-67,781
2020	$437,191	$378,295	$229,574	$58,896
2019	$362,127	$331,557	$170,038	$30,570
2018	$233,000	$191,611	$138,340	$41,389