BRADFORD YOUTH BASKETBALL LEAGUE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2008

Legal Domicile

Tax Period

2020-01-01 to 2020-12-31

BRADFORD YOUTH BASKETBALL LEAGUE, founded in 2008, is a micro nonprofit in the Recreation & Sports sector that reported $5K in total revenue in fiscal year 2020. Revenue fell 39% from the prior year — a significant decline worth monitoring. Expenses of $9K exceeded revenue, resulting in a 89% operating deficit.

Mission

THE MISSION OF THE BRADFORD REGIONAL YOUTH BASKETBALL LEAGUE IS TO INSTRUCT AND EDUCATE THE YOUTH OF BRADFORD TO DEVELOP BASKETBALL SKILLS.

Program Service Accomplishments

Program 1

Expenses: $9,142 Revenue: $4,828

IN 2019 THE BRADFORD REGIONAL YOUTH BASKETBALL LEAGUE INSTRUCTED AND EDUCATED 60 YOUTH OF BRADFORD TO DEVELOP BASKETBALL SKILLS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2020)

Revenue Breakdown

Contributions & Grants $4,816

Program Service Revenue $0

Investment Income $12

Other Revenue $0

TOTAL REVENUE $4,828

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $9,142

Other Expenses $9,142

TOTAL EXPENSES $9,142

Year-over-Year Comparison

	2020	2019	Change
Revenue	$4,828	$7,915	-0.4%
Expenses	$9,142	$7,174	+0.3%
Net Income	$-4,314	$741	-6.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
JOHN WHITLOW	TREASURER	Officer	$0	$0	$0
STEVE TROISI	MEMBER AT LARGE	Officer	$0	$0	$0
MIKE SPENCER	SECRETARY	Officer	$0	$0	$0
EARL WRIGHT	PRESIDENT	Officer	$0	$0	$0
JASON BLATCHLEY	VICE PRESIDENT	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2020	$4,828	$9,142	$16,302	$-4,314
2019	$7,915	$7,174	$15,338	$741