ST ANDREW'S AT HOME SERVICES LLC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2007

Legal Domicile

Principal Officer

CHAD SNEED

Phone

3149689313

Tax Period

2024-06-01 to 2025-05-31

ST ANDREW'S AT HOME SERVICES LLC, founded in 2007, is a community nonprofit in the Human Services sector that reported $2.2M in total revenue in fiscal year 2024. Revenue fell 36% from the prior year — a significant decline worth monitoring. Expenses of $1.9M left a modest 11% surplus.

Mission

TO ENABLE ELDERS AND THEIR CAREGIVERS THROUGH CHOICES AND OPTIONS TO WORRY LESS.

Program Service Accomplishments

Program 1

Expenses: $1,311,273 Revenue: $977,600

PROVIDED CARE FOR LOW-INCOME SENIORS SO THEY CAN REMAIN HEALTHY AND SAFER IN THEIR HOMES.MOST WISH TO CONTINUE LIVING IN THEIR OWN HOME. SOMETIMES THIS CAN BECOME A CONCERN FOR SAFETY IN DAY TO DAY ACTIVITIES SUCH AS CLIMBING STAIRS, LAUNDRY AND OTHER TASKS.SENIOR SOLUTIONS PROVIDES FOR THE NEEDS OF OLDER ADULTS AND THEIR FAMILY CAREGIVER. SENIOR SOLUTIONS OFFERS LIFESTYLE OPTIONS THAT ENHANCE HEALTH AND INDEPENDENCE, ENSURE SAFETY AND MINIMIZE CONCERN. A COMPREHENSIVE ARRAY OF SUPPORT, NURSING AND SPECIALTY SERVICES IS AVAILABLE AND CAN BE CUSTOMIZED TO MEET INDIVIDUAL NEEDS.

Program 2

Expenses: $27,070 Revenue: $26,561

PROVIDE SPECIALIZED SERVICES TO EMPLOYEES IN THE ST. LOUIS AREA THAT CARE FOR AN OLDER ADULT.THE CARING WORKPLACE PROGRAM PROVIDES A SOLUTION FOR COMPANIES BY HELPING CAREGIVERS BALANCE WORK WITH...

PROVIDE SPECIALIZED SERVICES TO EMPLOYEES IN THE ST. LOUIS AREA THAT CARE FOR AN OLDER ADULT.THE CARING WORKPLACE PROGRAM PROVIDES A SOLUTION FOR COMPANIES BY HELPING CAREGIVERS BALANCE WORK WITH ELDERCARE OBLIGATIONS, SAVING ON THE COSTS OF CAREGIVING FOR BOTH THE EMPLOYER AND EMPLOYEE.AS A SERVICE OF ST. ANDREW'S RESOURCES FOR SENIORS SYSTEM, THE CARING WORKPLACE PROGRAM ALLEVIATES STRESSFUL ELDERCARE DECISION-MAKING FOR EMPLOYEES, BENEFITS SENIORS, AND INCREASES PROFITS FOR COMPANIES.

Program 3

Expenses: $0 Revenue: $309,007

PROVIDE RENOVATION AND HANDYMAN SERVICES TO SENIORS OF THE ST. LOUIS METRO AND OTHER RELATED COMMUNITIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $847,518

Program Service Revenue $1,313,168

Investment Income $0

Other Revenue $6,005

TOTAL REVENUE $2,166,691

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,346,502

Fundraising Expenses $0

Program Expenses $1,338,343

Other Expenses $586,031

TOTAL EXPENSES $1,932,533

Year-over-Year Comparison

	2024	2023	Change
Revenue	$2,166,691	$3,409,024	-0.4%
Expenses	$1,932,533	$2,347,752	-0.2%
Net Income	$234,158	$1,061,272	-0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

139

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$1,439,120

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DR JOSHUA BINEK	CHAIR	0.30	Officer Director	$0	$0	$0
BARBARA BUESSE	BOARD MEMBER	0.30	Director	$0	$0	$0
MICHAEL BARTH	VICE CHAIR	0.30	Officer Director	$0	$0	$0
JOSEPH GIRARDI	CFO	1.00	Officer	$0	$53,394	$325,807
SUSAN LEONARD	CIO	1.00	Officer	$0	$14,743	$168,980
BILL HOLMAN	PRESIDENT & CEO	1.00	Officer	$0	$55,078	$470,032
JANET LEIGH	CDO	1.00	Officer	$0	$2,229	$135,451
MAUREEN DUNN	CPSO	1.00	Officer	$0	$26,334	$224,593
CHRISTINE RUTHERFORD	CDO	1.00	Officer	$0	$9,388	$114,257
MELISSA ROBINSON	EXECUTIVE DIRECTOR	40.00	Highest	$108,923	$8,923	$117,846

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$2,166,691	$1,932,533	$1,057,190	$234,158
2024	$3,409,024	$2,347,752	$1,442,196	$1,061,272
2023	$2,102,167	$2,274,953	$436,825	$-172,786
2022	$1,952,890	$2,122,581	$593,066	$-169,691
2021	$2,182,645	$2,073,852	$671,518	$108,793
2020	$2,091,000	$1,905,299	$713,871	$185,701
2019	$2,271,965	$2,103,778	$389,014	$168,187
2018	$1,799,330	$1,741,342	$424,860	$57,988