CRAIG CHURCH MINISTRIES INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2007

Legal Domicile

Principal Officer

DALE JENNINGS

Phone

3369730315

Tax Period

2023-01-01 to 2023-12-31

CRAIG CHURCH MINISTRIES INC, founded in 2007, is a community nonprofit in the Religion sector that reported $1.7M in total revenue in fiscal year 2023. Revenue fell 24% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $1.3M, a strong 72% operating margin.

Mission

THE PURPOSE OF THE ORGANIZATION IS TO OPERATE AND FUNCTION AS A MINISTRY IN ALL ITS RELIGIOUS, CHARITABLE AND EDUCATIONAL DIMENSIONS. THE VISION OF THE MINISTRY IS TO WIN THE LOST, REVIVE THE CHURCH, AND STRENGTHEN THE FAMILY.

Program Service Accomplishments

Program 1

Expenses: $338,167

CRAIG CHURCH MINISTRIES' PURPOSE IS TO REVIVE THE CHURCH, RESTORE THE FAMILY, AND RESCUE THIS GENERATION. CCM ACCOMPLISHED THIS IN A CONCISE MANNER BY THE PROCLAMATION OF GOD'S WORD THROUGH REVIVALS, INTERNATIONAL HAITI CRUSADES, PRISON MINISTRY, SPORTING EVENTS (REACHING THE UNCHURCHED), SUPPLY PREACHING, PERIODIC BROADCASTING OF THE GOSPEL THROUGH TRANS WORLD RADIO. WE HAVE IMPLEMENTED A STUDIO IN OUR NEW OFFICE (1600 STOKES STREET, WILKESBORO, NC 28697), WHERE CCM CAN PROCLAIM THE GOSPEL MESSAGE USING AUDIO AND VIDEO TO SEND OUT THROUGH ALL FORMS OF MEDIA OUTLETS (FACEBOOK, TWITTER, RADIO, ETC.). WE CONTINUE TO SHOW THE LOVE OF JESUS CHRIST TO THE LESS FORTUNATE BY MEETING BASIC NEEDS ( AS WE CAN) THROUGH OUR COMPASSION MINISTRY. WE ALSO CONTINUED AN OUTREACH CALLED FAITHFEST. FAITHFEST IS AN ANNUAL COMMUNITY CHRISTIAN FESTIVAL. THE MISSION IS TO USE WORSHIP MUSIC (IN A VARIETY OF GENRES) AND THE PROCLAMATION OF THE WORD OF GOD TO UNITE BELIEVERS, SAVE THE LOST, BRING A COMMUNITY TOGETHERAND SPARK A REVIVAL THAT WILL CHANGE LIVES IN OUR AREA AND BEYOND. WE HAD SEVERAL THOUSAND IN ATTENDENCE AND HUNDREDS SAVED TO THE GLORY OF OUR LORD JESUS CHRIST.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $2,407,013

Program Service Revenue $0

Investment Income $60,002

Other Revenue $-729,782

TOTAL REVENUE $1,737,233

Expense Breakdown

Grants Paid $8,104

Salaries & Benefits $300,481

Fundraising Expenses $30,889

Program Expenses $338,167

Other Expenses $173,248

TOTAL EXPENSES $481,833

Year-over-Year Comparison

	2023	2022	Change
Revenue	$1,737,233	$2,281,381	-0.2%
Expenses	$481,833	$364,736	+0.3%
Net Income	$1,255,400	$1,916,645	-0.3%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$175,005

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CRAIG CHURCH	EXEC. DIRECT	40.00	Officer	$158,057	$0	$158,057
KIM CHURCH	EXEC. SECRET	40.00	Officer	$16,948	$0	$16,948
RANDY BROOKS	TREASURER	N/A	Officer Director	$0	$0	$0
WILLIAM CHURCH	ASST. TREASU	N/A	Officer Director	$0	$0	$0
MICHAEL DUNCAN	DIRECTOR	N/A	Director	$0	$0	$0
RANDY GAMBILL	VICE PRESIDE	N/A	Officer Director	$0	$0	$0
BRIAN HUFFMAN	DIRECTOR	N/A	Director	$0	$0	$0
CAISON JONES	DIRECTOR	N/A	Director	$0	$0	$0
DALE JENNINGS	PRESIDENT	N/A	Officer Director	$0	$0	$0
TIM LACKEY	PERSONNEL	N/A	Officer Director	$0	$0	$0
KEITH LYON	PERSONNEL	N/A	Officer Director	$0	$0	$0
JOSH OVERBY	SECRETARY	N/A	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$1,737,233	$481,833	$4,156,970	$1,255,400
2022	$2,281,381	$364,736	$2,856,982	$1,916,645
2021	$764,597	$345,440	$1,004,831	$419,157
2020	$521,730	$231,447	$580,679	$290,283
2019	$329,185	$197,531	$289,908	$131,654
2018	$226,406	$191,790	$83,458	$34,616
2018	$303,891	$191,790	$160,943	$112,101