SHENANDOAH COMMUNITY CAPITAL FUND INC

EIN: 261798076 501(c)(3) Community Improvement

STAUNTON, VA

Total Revenue
$914,712
Total Expenses
$1,040,398
Total Assets
$639,557
Net Assets
$67,412
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
2008
Legal Domicile
VA
Principal Officer
RYAN HALL
Phone
5402130333
Tax Period
2023-07-01 to 2024-06-30

SHENANDOAH COMMUNITY CAPITAL FUND INC, founded in 2008, is a small nonprofit in the Community Improvement sector that reported $915K in total revenue in fiscal year 2023. Revenue fell 21% from the prior year — a significant decline worth monitoring. Expenses of $1.0M exceeded revenue, resulting in a 14% operating deficit.

Mission

SCCF'S VISION IS TO HELP BUILD A MORE ACCESSIBLE AND EQUITABLE ECOSYSTEM FOR ENTREPRENEURS AND SMALL BUSINESS OWNERS IN THE SHENANDOAH VALLEY OF VIRGINIA.

Program Service Accomplishments

Program 1
Expenses: $643,055 Revenue: $18,201

PROVIDING LOANS RANGING FROM $500 TO $50,000 TO ENTREPRENEURS, STARTUPS, OR EXISTING SMALL BUSINESSES. OFFERING TECHNICAL ASSISTANCE TO LOAN CLIENTS THROUGHOUT THE LIFE OF THE LOAN.

Program 2
Revenue: $85,000

OFFERING ACCELERATION AND BUSINESS INCUBATION PROGRAMS TO ENTREPRENEURS TRYING TO START, SUSTAIN, OR GROW SCALABLE BUSINESSES IN THE SHENANDOAH VALLEY.

Program 3
Expenses: $121,385

PROVIDING COMMUNITY-BASED TRAINING CLASSES AND WORKSHOPS IN A WIDE VARIETY OF TOPICS RELEVANT TO BUSINESS MANAGEMENT AND LEVERAGING ORGANIZATIONAL PARTNERSHIPS THROUGHOUT THE REGION TO SUPPORT...

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PROVIDING COMMUNITY-BASED TRAINING CLASSES AND WORKSHOPS IN A WIDE VARIETY OF TOPICS RELEVANT TO BUSINESS MANAGEMENT AND LEVERAGING ORGANIZATIONAL PARTNERSHIPS THROUGHOUT THE REGION TO SUPPORT ENTREPRENEURIAL ACTIVITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $810,629
Program Service Revenue $102,808
Investment Income $882
Other Revenue $393
TOTAL REVENUE $914,712

Expense Breakdown

Grants Paid $120,550
Salaries & Benefits $642,249
Fundraising Expenses $32,112
Program Expenses $764,440
Other Expenses $277,599
TOTAL EXPENSES $1,040,398

Year-over-Year Comparison

2023 2022 Change
Revenue $914,712 $1,156,932 -0.2%
Expenses $1,040,398 $1,218,618 -0.1%
Net Income $-125,686 $-61,686 +1.0%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

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Liquidity & Cash Position

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Governance

Voting Members
6
Independent Members
6
Employees
11
Volunteers
20

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
6
$113,588
Total Directors
7
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
JOHN GILLIES PRESIDENT 3.00
Officer Director
$0 $0 $0
PEYTON WRIGHT VICE PRESIDENT 3.00
Officer Director
$0 $0 $0
JANETTE GALLARDO TREASURER 3.00
Officer Director
$0 $0 $0
ATIN BASU CHOUDHARY DIRECTOR 1.00
Director
$0 $0 $0
DALTON CAMPBELL DIRECTOR 1.00
Director
$0 $0 $0
RICHARD COVINGTON SECRETARY 3.00
Officer Director
$0 $0 $0
YOLANDA SHIELDS DIRECTOR 1.00
Director
$0 $0 $0
DEBORAH IRWIN EXECUTIVE DIRECTOR 40.00
Officer
$43,968 $9,909 $53,877
RYAN HALL EXECUTIVE DIRECTOR 40.00
Officer
$53,961 $5,750 $59,711
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 No data No data No data No data
2024 $914,712 $1,040,398 $639,557 $-125,686
2023 $1,156,932 $1,218,618 $775,837 $-61,686
2022 $937,977 $977,811 $739,062 $-39,834
2021 $607,781 $579,450 $697,154 $28,331
2020 $200,287 $219,339 $826,321 $-19,052
2019 $178,263 $206,387 $547,809 $-28,124
2018 $70,320 $261,933 $672,170 $-191,613
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