ATLANTICARE HEALTH SYSTEM INC WELFARE BENEFITS TRUST

EIN: 262058361 Mutual Benefit

EGG HARBOR TOWNSHIP, NJ

Total Revenue
$1,129,018
Total Expenses
$753,539
Total Assets
$16,670,732
Net Assets
$16,670,732
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
2008
Legal Domicile
NJ
Principal Officer
ATLANTICARE HEALTH SYSTEM INC
Phone
6095697031
Tax Period
2023-01-01 to 2023-12-31

ATLANTICARE HEALTH SYSTEM INC WELFARE BENEFITS TRUST, founded in 2008, is a community nonprofit in the Mutual Benefit sector that reported $1.1M in total revenue in fiscal year 2023. Revenue surged 26% from the prior year, signaling strong growth momentum. The organization ran a surplus of $375K, a strong 33% operating margin.

Mission

ATLANTICARE HEALTH SYSTEM, INC. AND SUBSIDIARIES AND AFFILIATES (THE "COMPANY") MAINTAIN THE GROUP HEALTH INSURANCE FOR EMPLOYEES OF ATLANTICARE HEALTH SYSTEM, INC. (THE "FORMER PLAN") TO PROVIDE WELFARE BENEFITS, INCLUDING MEDICAL, DENTAL, PRESCRIPTION, EMPLOYEE ASSISTANCE PLAN, VISION AND BUSINESS TRAVEL INSURANCE. THE FORMER PLAN PREVIOUSLY COVERED BOTH ELIGIBLE EMPLOYEES AND THEIR DEPENDENTS AND ELIGIBLE RETIREES AND THEIR DEPENDENTS. IN 2008, THE COMPANY ESTABLISHED A TRUST (THE "VEBA TRUST") FOR THE PURPOSE OF FUNDING CERTAIN WELFARE BENEFITS FOR ELIGIBLE RETIREES AND THEIR DEPENDENTS UNDER THE FORMER PLAN. EFFECTIVE JANUARY 1, 2011, THE BOARD OF TRUSTEES (THE "BOARD") OF THE COMPANY ESTABLISHED THIS PLAN TO PROVIDE RETIREE WELFARE BENEFITS PREVIOUSLY PROVIDED UNDER THE FORMER PLAN AND AMENDED THE FORMER PLAN TO PROVIDE THAT RETIREES AND THEIR DEPENDENTS ARE NO LONGER ELIGIBLE FOR BENEFITS UNDER THE FORMER PLAN. THE BOARD ALSO AMENDED THE VEBA TRUST TO BE USED EXCLUSIVELY TO FUND

Program Service Accomplishments

Program 1
Expenses: $753,539 Revenue: $375,748

EXPENSES INCURRED IN ORDER TO PROVIDE FUNDING FOR CERTAIN WELFARE BENEFITS FOR ELIGIBILE RETIREES AND THEIR DEPENDENTS UNDER THE GROUP HEALTH INSURANCE FOR EMPLOYEES OF ATLANTICARE HEALTH SYSTEM...

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EXPENSES INCURRED IN ORDER TO PROVIDE FUNDING FOR CERTAIN WELFARE BENEFITS FOR ELIGIBILE RETIREES AND THEIR DEPENDENTS UNDER THE GROUP HEALTH INSURANCE FOR EMPLOYEES OF ATLANTICARE HEALTH SYSTEM, INC. PLEASE ALSO REFER TO PART III, LINE 1 FOR THE ORGANIZATION'S FULL MISSION.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $375,748
Investment Income $753,270
Other Revenue $0
TOTAL REVENUE $1,129,018

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Program Expenses $753,539
Other Expenses $404,130
TOTAL EXPENSES $753,539

Year-over-Year Comparison

2023 2022 Change
Revenue $1,129,018 $898,425 +0.3%
Expenses $753,539 $572,722 +0.3%
Net Income $375,479 $325,703 +0.2%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

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Liquidity & Cash Position

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Governance

Voting Members
1
Independent Members
1
Employees
N/A
Volunteers
N/A

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
0
$0
Total Directors
0
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
ATLANTICARE HEALTH SYSTEM INC TRUSTEE 1.0
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 No data No data No data No data
2023 $1,129,018 $753,539 $16,670,732 $375,479
2022 $898,425 $572,722 $14,948,128 $325,703
2021 $2,803,744 $689,088 $17,945,919 $2,114,656
2020 $1,333,984 $784,553 $16,441,474 $549,431
2019 $1,576,014 $1,054,294 $15,094,772 $521,720
2018 $2,006,462 $1,233,987 $13,272,980 $772,475
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