TRI IT FOR LIFE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2008

Legal Domicile

Principal Officer

MICHELLE BOYD

Phone

8036691432

Tax Period

2025-01-01 to 2025-12-31

TRI IT FOR LIFE, founded in 2008, is a small nonprofit in the Education sector that reported $127K in total revenue in fiscal year 2025. Net assets of $306K represent 29 months of operating reserves.

Mission

EMPOWER WOMEN TO HAVE HEALTHIER LIFESTYLES THROUGH TRAINING AND COMPLETING THEIR FIRST TRIATHLON

Program Service Accomplishments

Program 1

Expenses: $29,293

INSPIRING WOMEN OF ALL AGES, SIZES, BACKGROUNDS AND ABILITIES TO DEVELOP HEALTHY LIFESTYLES THROUGH MULT-SPORT TRAINING, MENTORSHIP AND COMMITMENT - HUNTERSVILLE CHAPTER

Program 2

Expenses: $17,236

INSPIRING WOMEN OF ALL AGES, SIZES, BACKGROUNDS AND ABILITIES TO DEVELOP HEALTHY LIFESTYLES THROUGH MULT-SPORT TRAINING, MENTORSHIP AND COMMITMENT - CHARLOTTE CHAPTER

Program 3

Expenses: $12,368

INSPIRING WOMEN OF ALL AGES, SIZES, BACKGROUNDS AND ABILITIES TO DEVELOP HEALTHY LIFESTYLES THROUGH MULT-SPORT TRAINING, MENTORSHIP AND COMMITMENT - CHARLESTON CHAPTER

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $95,854

Program Service Revenue $22,812

Investment Income $771

Other Revenue $7,712

TOTAL REVENUE $127,149

Expense Breakdown

Grants Paid $0

Salaries & Benefits $24,088

Fundraising Expenses $0

Program Expenses $88,800

Other Expenses $106,319

TOTAL EXPENSES $130,407

Year-over-Year Comparison

	2025	2024	Change
Revenue	$127,149	$119,808	+0.1%
Expenses	$130,407	$153,182	-0.1%
Net Income	$-3,258	$-33,374	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

332

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$24,088

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MALLORY BARLOW	EXECUTIVE DIRECTOR	20.00	Officer	$24,088	$0	$24,088
JANET M BRACEY CPA	TREASURER	5.00	Officer Director	$0	$0	$0
MICHELLE BOYD	PRESIDENT	5.00	Officer Director	$0	$0	$0
ELIZABETH BLAKE	VICE PRESIDENT	5.00	Officer Director	$0	$0	$0
RAVEN BAKER	BOARD MEMBER	2.00	Director	$0	$0	$0
NIDHI AGRAWAL	BOARD MEMBER	2.00	Director	$0	$0	$0
CAROL RODD	BOARD MEMBER	2.00	Director	$0	$0	$0
BARBARA BALL	BOARD MEMBER	2.00	Director	$0	$0	$0
MARIAN BERGDOLT	BOARD MEMBER	5.00	Director	$0	$0	$0
ANNA EDWARDS	BOARD MEMBER	2.00	Director	$0	$0	$0
SHAWNA BARROW	BOARD MEMBER	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$127,149	$130,407	$344,693	$-3,258
2024	$119,808	$153,182	$328,584	$-33,374
2023	$115,170	$149,247	$397,284	$-34,077