CHATTANOOGA CHEVROLET LOCAL MARKETING ASSOCIATION (EIN 262273841) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2008

Legal Domicile

Principal Officer

DWIGHT MORGAN

Phone

6782563660

Tax Period

2024-01-01 to 2024-12-31

CHATTANOOGA CHEVROLET LOCAL MARKETING ASSOCIATION, founded in 2008, is a small nonprofit that reported $945K in total revenue in fiscal year 2024. Expenses of $1.2M exceeded revenue, resulting in a 23% operating deficit.

Mission

THE LOCAL MARKETING ASSOCIATION PROMOTES AUTOMOTIVE PRODUCTS AND SERVICES FOR MEMBERS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $945,457

Investment Income $0

Other Revenue $0

TOTAL REVENUE $945,457

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $1,109,832

Other Expenses $1,158,201

TOTAL EXPENSES $1,158,201

Year-over-Year Comparison

	2024	2023	Change
Revenue	$945,457	$897,764	+0.1%
Expenses	$1,158,201	$1,082,802	+0.1%
Net Income	$-212,744	$-185,038	+0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DWIGHT MORGAN	PRESIDENT	0.00	Officer Director	$0	$0	$0
DEBBIE MELTON	TREASURER	0.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$945,457	$1,158,201	$270,566	$-212,744
2023	$897,764	$1,082,802	$483,310	$-185,038
2022	$847,130	$637,727	$668,348	$209,403
2021	$577,227	$372,198	$458,945	$205,029
2020	$615,994	$521,034	$253,916	$94,960
2019	$696,562	$817,712	$158,955	$-121,150
2018	$921,093	$863,845	$280,105	$57,248

CHATTANOOGA CHEVROLET LOCAL MARKETING ASSOCIATION