SECURED FUTURES INC (EIN 262396880) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2008

Legal Domicile

Principal Officer

NATHAN SCHNACKENBERG

Phone

4803879875

Tax Period

2024-01-01 to 2024-12-31

SECURED FUTURES INC, founded in 2008, is a community nonprofit in the Human Services sector that reported $3.3M in total revenue in fiscal year 2024. Revenue surged 24% from the prior year, signaling strong growth momentum.

Mission

TRUST ADMINISTRATION AND ADVOCACY

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $3,258,034

Investment Income $0

Other Revenue $0

TOTAL REVENUE $3,258,034

Expense Breakdown

Grants Paid $1,304

Salaries & Benefits $0

Fundraising Expenses $69

Program Expenses $3,153,707

Other Expenses $3,197,093

TOTAL EXPENSES $3,198,397

Year-over-Year Comparison

	2024	2023	Change
Revenue	$3,258,034	$2,624,803	+0.2%
Expenses	$3,198,397	$2,537,554	+0.3%
Net Income	$59,637	$87,249	-0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$352,468

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOANNE BRASBERGER	CHAIR	2.00	Director	$0	$0	$0
MARGARET BARRY	DIRECTOR	2.00	Director	$0	$0	$0
THOMAS BRASBERGER	TREASURE	2.00	Director	$0	$0	$0
ALBERT LAGORE	DIRECTOR	2.00	Director	$0	$0	$0
FRAN WALISH	DIRECTOR	2.00	Director	$0	$0	$0
NATHAN SCHNACKENBERG	CEO	5.00	Officer	$0	$25,887	$239,788
LEAH FERGUSON	CONTROLLER	5.00	Officer	$0	$5,172	$112,680

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$3,258,034	$3,198,397	$597,422	$59,637
2023	$2,624,803	$2,537,554	$392,069	$87,249
2022	$2,653,627	$2,562,009	No data	$91,618
2021	$2,871,962	$2,608,877	$185,635	$263,085
2020	$2,880,453	$2,669,609	$-23,050	$210,844
2019	$2,765,467	$2,757,956	$308,769	$7,511
2018	$1,790,414	$2,588,338	$222,618	$-797,924

SECURED FUTURES INC