FORT COLLINS MUSICIANS ASSOCIATION

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2008

Legal Domicile

Principal Officer

GRETA CORNETT

Phone

9704025801

Tax Period

2025-01-01 to 2025-12-31

FORT COLLINS MUSICIANS ASSOCIATION, founded in 2008, is a small nonprofit in the Arts, Culture & Humanities sector that reported $516K in total revenue in fiscal year 2025.

Mission

FORT COLLINS MUSICIAN ASSOCIATION PROVIDES EDUCATION, SUPPORT, AND NETWORKING OPPORTUNITIES FOR THE FORT COLLINS, COLORADO MUSIC COMMUNITY.

Program Service Accomplishments

Program 1

Expenses: $395,922 Revenue: $501,820

PER OUR MISSION TO PROVIDE EDUCATION, SUPPORT, AND NETWORKING TO THE FORT COLLINS AND GREATER NORTHERN COLORADO MUSIC COMMUNITY; FORT COLLINS MUSICIAN ASSOCIATION PUTS ON A VOLUNTEER RUN, ANNUAL...

PER OUR MISSION TO PROVIDE EDUCATION, SUPPORT, AND NETWORKING TO THE FORT COLLINS AND GREATER NORTHERN COLORADO MUSIC COMMUNITY; FORT COLLINS MUSICIAN ASSOCIATION PUTS ON A VOLUNTEER RUN, ANNUAL MUSIC FESTIVAL, AND THE FORT COLLINS MUSIC EXPERIMENT (FOCOMX). FOCOMX PROVIDES LIVE MUSIC PERFORMANCE OPPORTUNITIES IN TRADITIONAL VENUES AND OTHER NON-VENUE BUSINESSES. ADDITIONALLY, FOCOMX PROVIDES PUBLIC EDUCATIONAL SESSIONS FOR MUSICIANS AS WELL AS YOUTH MUSIC ACTIVITIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $12,476

Program Service Revenue $501,820

Investment Income $1,301

Other Revenue $90

TOTAL REVENUE $515,687

Expense Breakdown

Grants Paid $0

Salaries & Benefits $42,000

Fundraising Expenses $0

Program Expenses $395,922

Other Expenses $469,438

TOTAL EXPENSES $511,438

Year-over-Year Comparison

	2025	2024	Change
Revenue	$515,687	$517,850	0.0%
Expenses	$511,438	$496,120	+0.0%
Net Income	$4,249	$21,730	-0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

350

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$42,000

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
GRETA CORNETT	PRESIDENT	15.00	Officer Director	$0	$0	$0
DENNIS BIGELOW	SECRETARY	4.00	Director	$0	$0	$0
MELISSA REESE	TREASURER	4.00	Director	$0	$0	$0
JOHN MCKAY	DIRECTOR	4.00	Director	$0	$0	$0
PEGGY LYLE	DIRECTOR	25.00	Director	$42,000	$0	$42,000
SCOTTY VAN TATENHOVE	DIRECTOR	2.00	Director	$0	$0	$0
KARLA BAISE	DIRECTOR	4.00	Director	$0	$0	$0
JENNIFER CLARY	DIRECTOR	4.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$515,687	$511,438	$184,441	$4,249
2024	$517,850	$496,120	$179,602	$21,730
2023	$438,566	$395,923	$157,901	$42,643
2022	$364,976	$286,618	$112,402	$78,358
2021	$66,636	$96,512	$34,044	$-29,876
2020	$133,197	$156,059	$63,962	$-22,862
2019	$246,000	$229,319	$88,899	$16,681