BAY ISLANDS COMMUNITY HEALTHCARE ASSOCIATION (EIN 262671583) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2008

Legal Domicile

Principal Officer

KRISTA BRUCKER

Phone

6512838839

Tax Period

2020-10-01 to 2021-09-30

BAY ISLANDS COMMUNITY HEALTHCARE ASSOCIATION, founded in 2008, is a small nonprofit that reported $138K in total revenue in fiscal year 2020. Revenue decreased 16% compared to the prior year. Expenses of $185K exceeded revenue, resulting in a 34% operating deficit.

Mission

THE BAY ISLANDS COMMUNITY HEALTHCARE ASSOCIATION IS INCORPORATED EXCLUSIVELY FOR CHARITABLE PURPOSES TO RAISE FUNDS AND PROVIDE CHARITABLE GRANTS, SUBJECT TO THE CONTROL OF THE BOARD OF DIRECTORS, WHICH SUPPORT QUALITY HEALTHCARE PROGRAMS OFFERED BY CLINICA ESPERANZA, A NGO MEDICAL CLINIC IN ROATAN, HONDURAS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2020)

Revenue Breakdown

Contributions & Grants $132,086

Program Service Revenue $0

Investment Income $6,381

Other Revenue $0

TOTAL REVENUE $138,467

Expense Breakdown

Grants Paid $175,000

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $177,401

Other Expenses $10,449

TOTAL EXPENSES $185,449

Year-over-Year Comparison

	2020	2019	Change
Revenue	$138,467	$164,534	-0.2%
Expenses	$185,449	$337,674	-0.5%
Net Income	$-46,982	$-173,140	-0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✓ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KRISTA BRUCKER	PRESIDENT	10.00	Officer Director	$0	$0	$0
STEPHEN HARNDEN	VICE PRESIDENT	2.00	Director	$0	$0	$0
STEPHANIE LONG PHILLIPS	SECRETARY	2.00	Director	$0	$0	$0
NICHOLAS TOCCO	TREASURER	2.00	Officer Director	$0	$0	$0
AMY KIRALY	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2021	$138,467	$185,449	$282,761	$-46,982
2019	$339,086	$342,402	$490,665	$-3,316

BAY ISLANDS COMMUNITY HEALTHCARE ASSOCIATION