THE MIAAMSAA VOLUNTARY BENEFICIARY ASSOCIATION TRUST (EIN 263060196) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2008

Legal Domicile

Principal Officer

SHERRY BRYANT

Phone

5085417997

Tax Period

2024-07-01 to 2025-06-30

THE MIAAMSAA VOLUNTARY BENEFICIARY ASSOCIATION TRUST, founded in 2008, is a small nonprofit in the Mutual Benefit sector that reported $240K in total revenue in fiscal year 2024. Revenue grew 10% year-over-year, indicating healthy expansion. The organization ran a surplus of $117K, a strong 49% operating margin.

Mission

THE SOLE PURPOSE OF THE TRUST IS TO SUPPLEMENT THE COST OF HEALTHCARE PREMIUMS FOR ELIGIBLE RETIREES OF THE MASSACHUSETTS INTERSCHOLASTIC ATHLETIC ASSOCIATION, INC. AND MASSACHUSETTS SCHOOL ADMINISTRATORS ASSOCIATION, INCORPORATED AND THEIR ELIGIBLE DEPENDENTS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $16,055

Investment Income $147,529

Other Revenue $75,979

TOTAL REVENUE $239,563

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $122,260

Other Expenses $11,010

TOTAL EXPENSES $122,260

Year-over-Year Comparison

	2024	2023	Change
Revenue	$239,563	$217,477	+0.1%
Expenses	$122,260	$135,264	-0.1%
Net Income	$117,303	$82,213	+0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$399,074

Key Employees

$249,745

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SHERRY L BRYANT	TRUSTEE	1.00	Director	$0	$36,503	$232,971
PETER A SMITH	TRUSTEE	1.00	Director	$0	$18,437	$166,103
KATHERINE F EISELER	TRUSTEE	1.00	Director	$0	$0	$0
ROBERT BALDWIN	EXEC DIRECTOR MIAA/MSSA	0.00	Key Emp	$0	$20,269	$249,745
RICHARD PEARSON	ASSOC DIRECTOR MIAA/MSSA	0.00	Highest	$0	$17,024	$182,950

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$239,563	$122,260	$1,925,333	$117,303
2024	No data	No data	No data	No data
2023	$217,784	$70,462	$1,725,816	$147,322
2022	$127,815	$325,346	$1,578,494	$-197,531
2021	$439,672	$53,512	$1,776,025	$386,160

THE MIAAMSAA VOLUNTARY BENEFICIARY ASSOCIATION TRUST