American Cultural Association

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2008

Legal Domicile

Tax Period

2021-01-01 to 2021-12-31

Mission

To promote cultural understanding between the US and Morocco by promoting the American Language Centers of Morocco

Program Service Accomplishments

Program 1

Expenses: $3,960

Coordinating Arabic language and other university courses on site in Fes, Morocco with our sister institute, the Arabic Language Institute in Fes (ALIF) subsidiary of the American Cultural...

Coordinating Arabic language and other university courses on site in Fes, Morocco with our sister institute, the Arabic Language Institute in Fes (ALIF) subsidiary of the American Cultural Association Morocco.American cultural outreach programs

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2021)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $0

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $3,960

Other Expenses $9,697

TOTAL EXPENSES $9,697

Year-over-Year Comparison

	2021	2020	Change
Revenue	N/A	N/A	N/A
Expenses	$9,697	$1,697	+4.7%
Net Income	N/A	$-1,697	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Mark Holbrook	Treasurer	0.00	Officer Director	$0	$0	$0
Azeddine Kabbaj	Vice President	0.00	Director	$0	$0	$0
Rachel Holskin	Secretary	5.00	Officer Director	$0	$0	$0
Naima Lahbil	President	0.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2021	No data	$9,697	$19,229	No data
2020	No data	$1,697	$28,926	No data
2019	No data	$48,937	$30,623	No data
2018	$26,584	$14,110	$79,560	$12,474