THE GREATER QUAD CITIES HISPANIC CHAMBER OF COMMERCE (EIN 263649087) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2008

Legal Domicile

Principal Officer

LOUISA TERRONEZ EWERT

Phone

5632145160

Tax Period

2024-01-01 to 2024-12-31

THE GREATER QUAD CITIES HISPANIC CHAMBER OF COMMERCE, founded in 2008, is a small nonprofit in the Community Improvement sector that reported $237K in total revenue in fiscal year 2024. Revenue surged 62% from the prior year, signaling strong growth momentum. The organization ran a surplus of $115K, a strong 48% operating margin.

Mission

TO PROMOTE AND DEVELOP HISPANIC AMERICAN PROFESSIONAL COMMERCIAL TRADE AND INDUSTRIAL BUSINESS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $167,360

Program Service Revenue $57,974

Investment Income $11,870

Other Revenue $0

TOTAL REVENUE $237,204

Expense Breakdown

Grants Paid $0

Salaries & Benefits $74,123

Fundraising Expenses $7,100

Other Expenses $48,048

TOTAL EXPENSES $122,171

Year-over-Year Comparison

	2024	2023	Change
Revenue	$237,204	$146,365	+0.6%
Expenses	$122,171	$120,872	+0.0%
Net Income	$115,033	$25,493	+3.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TRISH BURNETT	TRUSTEE	N/A	Director	$0	$0	$0
JANESSA CALDERON	EXECUTIVE DI	N/A	Director	$0	$0	$0
MARISA CANTU	COMMUNITY ED	N/A	Director	$0	$0	$0
LUIS CRUZ	TRUSTEE	N/A	Director	$0	$0	$0
JENNIFER HART	TRUSTEE	N/A	Director	$0	$0	$0
KEVIN HEINZ	QUALITY SUPP	N/A	Director	$0	$0	$0
MIKE RASSO	VICE CHAIR	N/A	Director	$0	$0	$0
LYNSAY SMITH	VP COMMERCIA	N/A	Director	$0	$0	$0
TORI SMITH	TRUSTEE	N/A	Director	$0	$0	$0
LOUISA TERRONEZ EWERT	TREASURER	N/A	Officer	$0	$0	$0
JESSE NORIEGA	CHAIR	N/A	Officer	$0	$0	$0
ERICK RECINOS	SECRETARY	N/A	Officer	$0	$0	$0
YVONNE SAVALA	BOARD DIRECT	N/A	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$237,204	$122,171	$370,812	$115,033
2023	$146,365	$120,872	$270,643	$25,493
2022	$165,833	$105,976	$245,178	$59,857
2020	$134,909	$107,031	$187,582	$27,878

THE GREATER QUAD CITIES HISPANIC CHAMBER OF COMMERCE