Reflective Life Ministries (EIN 263979164) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2008

Legal Domicile

Principal Officer

Carla McDougal

Phone

8322757381

Tax Period

2023-01-01 to 2023-12-31

Reflective Life Ministries, founded in 2008, is a small nonprofit in the Religion sector that reported $390K in total revenue in fiscal year 2023. Revenue surged 85% from the prior year, signaling strong growth momentum. The organization ran a surplus of $132K, a strong 34% operating margin.

Mission

Reflective Life Ministries encourages, inspires, aids people around the world through Bible studies, Christian books, speaking engagements, retreats conferences, original film productions, marriage seminars, more.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $355,364

Program Service Revenue $3,000

Investment Income $552

Other Revenue $31,057

TOTAL REVENUE $389,973

Expense Breakdown

Grants Paid $465

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $191,153

Other Expenses $257,461

TOTAL EXPENSES $257,926

Year-over-Year Comparison

	2023	2022	Change
Revenue	$389,973	$210,326	+0.9%
Expenses	$257,926	$308,056	-0.2%
Net Income	$132,047	$-97,730	-2.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Carla McDougal	Chairman of the Board	010.00	Officer Director	$0	$0	$0
Jan Oberholtzer	Secretary	001.00	Officer Director	$0	$0	$0
Bob Milner	Board Member	001.00	Director	$0	$0	$0
Kayce Clark	Board Member	001.00	Director	$0	$0	$0
Michelle Bunch	Board Member	001.00	Director	$0	$0	$0
Fred McDougal	Board Member	001.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$389,973	$257,926	$418,523	$132,047
2022	$210,326	$308,056	$286,650	$-97,730
2021	$558,686	$262,245	$384,464	$296,441
2020	$197,611	$154,862	$88,069	$42,749

Reflective Life Ministries