WOMEN TO WOMEN INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2009

Legal Domicile

Principal Officer

ELIZABETH CLARK

Phone

7203205174

Tax Period

2025-01-01 to 2025-12-31

WOMEN TO WOMEN INC, founded in 2009, is a small nonprofit in the Human Services sector that reported $113K in total revenue in fiscal year 2025. Revenue decreased 13% compared to the prior year. Expenses of $149K exceeded revenue, resulting in a 32% operating deficit.

Mission

WOMEN 2 WOMEN IS A NON-PROFIT DEDICATED TO PROVIDING IMMEDIATE ONE-TIME EMERGENCY FINANCIAL ASSISTANCE TO WOMEN OF WELD COUNTY WHO ARE IN A FINANCIAL CRISIS AND ARE UNABLE TO FIND HELP ELSEWHERE.

Program Service Accomplishments

Program 1

Expenses: $119,504

WOMEN TO WOMEN HAS GIVEN FINANCIAL AID TO LOCAL WOMEN WHO HAVE EXHAUSTED ALL OTHER RESOURCES IN THE COMMUNITY FOR EMERGENCIES SUCH AS CAR REPAIRS, DENTURES, UTILITY BILLS, RENT AND EDUCATIONAL...

WOMEN TO WOMEN HAS GIVEN FINANCIAL AID TO LOCAL WOMEN WHO HAVE EXHAUSTED ALL OTHER RESOURCES IN THE COMMUNITY FOR EMERGENCIES SUCH AS CAR REPAIRS, DENTURES, UTILITY BILLS, RENT AND EDUCATIONAL EXPENSES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $55,568

Program Service Revenue $0

Investment Income $11,843

Other Revenue $45,559

TOTAL REVENUE $112,970

Expense Breakdown

Grants Paid $106,086

Salaries & Benefits $24,222

Fundraising Expenses $20,063

Program Expenses $119,504

Other Expenses $18,948

TOTAL EXPENSES $149,256

Year-over-Year Comparison

	2025	2024	Change
Revenue	$112,970	$130,423	-0.1%
Expenses	$149,256	$219,688	-0.3%
Net Income	$-36,286	$-89,265	-0.6%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$22,500

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LAURIS LAUE	PROGRAM CHAIR	1.00	Director	$22,500	$0	$22,500
ELIZABETH CLARK	PRESIDENT	3.00	Officer Director	$0	$0	$0
KAREN WAINSCOTT	SECRETARY	2.00	Officer Director	$0	$0	$0
KRISTI RANKIN	BOARD MEMBER	1.00	Director	$0	$0	$0
REBECCA CROISSANT	VICE PRESIDENT	2.00	Director	$0	$0	$0
DANIELLE PROCHAZKA	TREASURER	1.00	Director	$0	$0	$0
ELESE FINN	BOARD MEMBER	1.00	Director	$0	$0	$0
KRISTEN ARNOLD	BOARD MEMBER	1.00	Director	$0	$0	$0
HEATHER BERAN	BOARD MEMBER	1.00	Director	$0	$0	$0
DESIRE'E CLARK	BOARD MEMBER	1.00	Director	$0	$0	$0
MARIA COSTILLA	BOARD MEMBER	1.00	Director	$0	$0	$0
JANE FISHER	BOARD MEMBER	1.00	Director	$0	$0	$0
DONDI GESICK	BOARD MEMBER	1.00	Director	$0	$0	$0
CHRIS HYLAND	BOARD MEMBER	1.00	Director	$0	$0	$0
ROSLYN WIKOFF	BOARD MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$112,970	$149,256	$443,917	$-36,286
2024	$130,423	$219,688	$456,367	$-89,265
2023	$166,764	$222,502	$519,740	$-55,738
2022	$110,091	$193,292	$504,881	$-83,201
2021	$60,821	$132,456	$678,577	$-71,635
2020	$164,108	$176,932	$680,374	$-12,824
2019	$263,760	$201,657	$693,526	$62,103
2018	$192,444	$179,766	$631,391	$12,678