Homeownership San Francisco dba Home SF

EIN: 264226218 501(c)(3)

San Francisco, CA

Total Revenue
$656,894
Total Expenses
$771,848
Total Assets
$1,333,582
Net Assets
$804,716
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Financial Trends

Organization Details

Formation Year
2009
Legal Domicile
CA
Principal Officer
Shannon Way
Phone
4152025464
Tax Period
2024-07-01 to 2025-06-30

Homeownership San Francisco dba Home SF, founded in 2009, is a small nonprofit that reported $657K in total revenue in fiscal year 2024. Revenue fell 33% from the prior year — a significant decline worth monitoring. Expenses of $772K exceeded revenue, resulting in a 17% operating deficit.

Mission

The Organization is a citywide collaborative of housing counseling agencies that helps diverse and underserved households achieve and sustain homeownership in San Francisco.

Program Service Accomplishments

Program 1
Expenses: $660,933 Revenue: $139,225

Homeownership San Francisco (HSF, or DBA Home SF) is a coalition of experienced, nonprofit housing agencies advancing housing equity and asset building opportunities for low-to-moderate income...

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Homeownership San Francisco (HSF, or DBA Home SF) is a coalition of experienced, nonprofit housing agencies advancing housing equity and asset building opportunities for low-to-moderate income renters, homebuyers and homeowners. Home SF serves as a centralized resource hub, connecting underserved communities with financial education, housing services, and affordable housing opportunities in San Francisco. Founded in 2009, in response to the foreclosure crisis and the need for additional homeowner retention resources HSF has evolved to become San Francisco's lead agency for connecting San Francisco low and moderate income households with homebuyer education and counseling, post-purchase education, foreclosure prevention counseling and rental housing counseling services.Home SF partners with the Mayors Office of Housing and Community Development and the 5 HUD approved housing counseling agencies in San Francisco to offer the required homebuyer education and counseling certification for City homebuyer assistance programs. As a coordinating body, Home SF provides a platform for housing counselors to share their knowledge and experience, develop best practices, and access training opportunities. Home SF provides ongoing public outreach, content development, language support, and technical assistance. For San Francisco residents, Home SF's website serves as a one stop resource for affordable housing information, and features a calendar of Citywide workshops facilitated by Home SF member agencies and other housing service providers and provides referrals and information. Home SF has proudly hosted the San Francisco Housing Expo, the Bay Areas largest annual affordable housing resource fair and help center, a showcase of the Citys available programs and services for renters, homebuyers and current homeowners. We understand that affordable homeownership is vital to ensuring diverse, mixed-income communities and a high quality of life. Mobilizing a diverse coalition of service providers, Home SF helps to increase access to affordable homeownership opportunities, leverage the capacity nonprofit agencies, provide opportunities for training and skill sharing, and coordinate services. Home SF provides a centralized affordable housing information hub, and helps to insure uniform services and resource connections, so that low- and moderate-income people see homeownership in San Francisco as a viable option. During the fiscal year, Home SF coordinated workshops, presented by HUD approved housing counselors and other industry professionals, including: 58 San Francisco Homebuyer Program Orientations which were attended by more than 3,500 individuals, 69 HUD Approved First Time Homebuyer Workshops, attended by over 2,000 low to moderate income home buyers, 32 Financial Education Workshops, attended by over 500 individuals, 11 Post Purchase workshops, attended by approximately 300 new home owners, and 12 Rental Housing workshops and dozens of drop-in rental housing clinics, providing application assistance and education to hundreds of vulnerable community members seeking lower income housing opportunities. Together, Home SF and it's member agencies were proud to serve over 5,000 unique households in San Francisco with workshops in 4 different languages. helping to prevent displacement and assisting vulnerable communities to achieve long term housing stability. 87.5% of these households earn below HUD median income for the metro area.

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $517,645
Program Service Revenue $139,225
Investment Income $24
Other Revenue $0
TOTAL REVENUE $656,894

Expense Breakdown

Grants Paid $0
Salaries & Benefits $603,653
Fundraising Expenses $9,910
Program Expenses $660,933
Other Expenses $168,195
TOTAL EXPENSES $771,848

Year-over-Year Comparison

2024 2023 Change
Revenue $656,894 $975,579 -0.3%
Expenses $771,848 $775,277 0.0%
Net Income $-114,954 $200,302 -1.6%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Governance

Voting Members
15
Independent Members
15
Employees
7
Volunteers
25

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$148,092
Total Directors
15
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Shannon Way Executive Dir. 40.00
Officer
$132,543 $15,549 $148,092
Emma Bigge Chairperson 2.00
Officer Director
$0 $0 $0
Jeremy Wine Treasurer 2.00
Officer Director
$0 $0 $0
Rosy Davalos Secretary 2.00
Officer Director
$0 $0 $0
Rick Harper Board Member 1.00
Director
$0 $0 $0
Aristos Kemiji Board Member 1.00
Director
$0 $0 $0
Hilary Byred Board Member 1.00
Director
$0 $0 $0
Julie Gardner Board Member 1.00
Director
$0 $0 $0
David Sobel Board Member 1.00
Director
$0 $0 $0
Nobby Cheng Board Member 1.00
Director
$0 $0 $0
Amiel Leano Antanacio Board Member 1.00
Director
$0 $0 $0
Travis Spain Board Member 1.00
Director
$0 $0 $0
Courtney Welch Board Member 1.00
Director
$0 $0 $0
Nicole McCray-Dickerson Board Member 1.00
Director
$0 $0 $0
Hermes Memberno Board Member 0.50
Director
$0 $0 $0
Dyniece Abril Board Member 0.50
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $656,894 $771,848 $1,333,582 $-114,954
2024 $975,579 $775,277 $1,289,232 $200,302
2023 $826,380 $729,966 $965,492 $96,414
2022 $741,971 $686,307 $912,704 $55,664
2021 $703,247 $592,782 $1,000,950 $110,465
2020 $549,424 $581,079 $856,378 $-31,655
2019 $534,751 $494,474 $660,851 $40,277
2018 $537,379 $461,812 $593,577 $75,567
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