DISABLED VETERANS AND WIDOWS RELIEF

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2009

Legal Domicile

Tax Period

2024-04-01 to 2025-03-31

DISABLED VETERANS AND WIDOWS RELIEF, founded in 2009, is a small nonprofit in the Human Services sector that reported $395K in total revenue in fiscal year 2024. Revenue decreased 12% compared to the prior year. Expenses of $457K exceeded revenue, resulting in a 16% operating deficit.

Mission

PROVIDE FINANCIAL SUPPORT TO DISABLED VIETNAM WAR VETERANS, THEIR WIDOWS AND FAMILY. PROVIDE SUPPORT TO VIETNAM WAR VETERAN ORGANIZATIONS.

Program Service Accomplishments

Program 1

Expenses: $224,868

PROVIDE FINANCIAL SUPPORT TO DISABLED VIETNAM WAR VETERANS, THEIR WIDOWS AND FAMILY. PROVIDE SUPPORT TO VIETNAM WAR VETERAN ORGANIZATIONS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $394,206

Program Service Revenue $0

Investment Income $485

Other Revenue $0

TOTAL REVENUE $394,691

Expense Breakdown

Grants Paid $224,868

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $224,868

Other Expenses $231,740

TOTAL EXPENSES $456,608

Year-over-Year Comparison

	2024	2023	Change
Revenue	$394,691	$446,098	-0.1%
Expenses	$456,608	$548,011	-0.2%
Net Income	$-61,917	$-101,913	-0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
THUY THANH NGUYEN	PRESIDENT DIR	3.00	Officer Director	$0	$0	$0
THANH HA NGHIEM	TREASURER DIR	3.00	Officer Director	$0	$0	$0
DINH NGUYEN	VP	3.00	Officer Director	$0	$0	$0
RICHARD BUI	SECRETARY	3.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$394,691	$456,608	$317,608	$-61,917
2024	$446,098	$548,011	$379,525	$-101,913
2023	$358,306	$277,575	$482,934	$80,731
2022	$320,635	$398,305	$402,203	$-77,670
2021	$341,448	$370,590	$244,144	$-29,142
2020	$933,158	$908,685	$263,956	$24,473
2019	$249,973	$1,123,520	$239,483	$-873,547
2018	$1,863,072	$1,700,212	$1,156,148	$162,860