ASSOCIATED BUILDERS AND CONTRACTORS CRAFT TRAINING TRUST OF BALTIMORE (EIN 266461575) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2008

Legal Domicile

Principal Officer

MIKE HENDERSON

Phone

4108210351

Tax Period

2023-07-01 to 2024-06-30

ASSOCIATED BUILDERS AND CONTRACTORS CRAFT TRAINING TRUST OF BALTIMORE, founded in 2008, is a community nonprofit in the Employment sector that reported $1.7M in total revenue in fiscal year 2023.

Mission

TO PROVIDE TRAINING TO INDIVIDUALS TO EXPAND THEIR KNOWLEDGE OF THE CONSTRUCTION INDUSTRY.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $290,634

Program Service Revenue $1,387,167

Investment Income $0

Other Revenue $24,322

TOTAL REVENUE $1,702,123

Expense Breakdown

Grants Paid $28,013

Salaries & Benefits $0

Fundraising Expenses $16,691

Program Expenses $1,195,393

Other Expenses $1,829,293

TOTAL EXPENSES $1,857,306

Year-over-Year Comparison

	2023	2022	Change
Revenue	$1,702,123	$1,635,944	+0.0%
Expenses	$1,857,306	$1,655,935	+0.1%
Net Income	$-155,183	$-19,991	+6.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$224,584

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JUSTIN TOWNSLEY	CHAIR	0.50	Officer Director	$0	$0	$0
FRANK MURPHY	TRUSTEE	0.30	Director	$0	$0	$0
JOHN HAMPSHIRE	TRUSTEE	0.30	Director	$0	$0	$0
KEN ZALNER	TRUSTEE	0.30	Director	$0	$0	$0
BARNETT CARROLL	TRUSTEE	0.30	Director	$0	$0	$0
MICHAEL HENDERSON	PRESIDENT	7.50	Officer	$0	$37,114	$224,584

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$1,702,123	$1,857,306	$3,607,041	$-155,183
2023	$1,635,944	$1,655,935	$4,903,287	$-19,991
2022	$1,670,184	$1,877,445	$4,015,814	$-207,261
2021	$1,351,726	$1,487,825	$3,830,850	$-136,099
2021	$1,351,726	$1,317,173	$3,883,708	$34,553
2020	$1,627,758	$996,846	$4,107,104	$630,912
2019	$1,305,380	$1,086,079	$919,073	$219,301
2018	$1,220,311	$976,146	$581,001	$244,165

ASSOCIATED BUILDERS AND CONTRACTORS CRAFT TRAINING TRUST OF BALTIMORE