BUILDING CRAFTS INC HOUR BANK

EIN: 266740250

Cincinnati, OH

Total Revenue
$1,130,756
Total Expenses
$1,101,908
Total Assets
$336,400
Net Assets
$336,400
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
2009
Legal Domicile
OH
Principal Officer
THOMAS E SEITZ
Phone
5132813366
Tax Period
2021-01-01 to 2021-12-31

BUILDING CRAFTS INC HOUR BANK, founded in 2009, is a community nonprofit that reported $1.1M in total revenue in fiscal year 2021. Revenue grew 13% year-over-year, indicating healthy expansion.

Mission

Trust collects employer and employee contributions for the purpose of paying health insurance premiums

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2021)

Revenue Breakdown

Contributions & Grants $1,130,756
Program Service Revenue $0
Investment Income $0
Other Revenue $0
TOTAL REVENUE $1,130,756

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Program Expenses $1,101,908
Other Expenses $64,772
TOTAL EXPENSES $1,101,908

Year-over-Year Comparison

2021 2020 Change
Revenue $1,130,756 $998,599 +0.1%
Expenses $1,101,908 $952,998 +0.2%
Net Income $28,848 $45,601 -0.4%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
N/A
Independent Members
N/A
Employees
N/A
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
1
$0
Total Directors
1
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
THOMAS E SEITZ Trustee N/A
Director
$0 $0 $0
JOHN ZALLA Officer N/A
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2021 $1,130,756 $1,101,908 $336,400 $28,848
2020 $998,599 $952,998 $307,552 $45,601
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