BUILDING CRAFTS INC HOUR BANK

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2009

Legal Domicile

Principal Officer

THOMAS E SEITZ

Phone

5132813366

Tax Period

2021-01-01 to 2021-12-31

BUILDING CRAFTS INC HOUR BANK, founded in 2009, is a community nonprofit that reported $1.1M in total revenue in fiscal year 2021. Revenue grew 13% year-over-year, indicating healthy expansion.

Mission

Trust collects employer and employee contributions for the purpose of paying health insurance premiums

Program Service Accomplishments

Program 1

Expenses: $1,101,908

Trust collects employer and employee contributions then disburses to cover health insurance premiums

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2021)

Revenue Breakdown

Contributions & Grants $1,130,756

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $1,130,756

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $1,101,908

Other Expenses $64,772

TOTAL EXPENSES $1,101,908

Year-over-Year Comparison

	2021	2020	Change
Revenue	$1,130,756	$998,599	+0.1%
Expenses	$1,101,908	$952,998	+0.2%
Net Income	$28,848	$45,601	-0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

N/A

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
THOMAS E SEITZ	Trustee	N/A	Director	$0	$0	$0
JOHN ZALLA	Officer	N/A	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2021	$1,130,756	$1,101,908	$336,400	$28,848
2020	$998,599	$952,998	$307,552	$45,601