RIVER OF REFUGE (EIN 270280023) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2009

Legal Domicile

Principal Officer

PAMELA SEYMOUR

Phone

8167375100

Tax Period

2024-01-01 to 2024-12-31

RIVER OF REFUGE, founded in 2009, is a small nonprofit in the Housing & Shelter sector that reported $528K in total revenue in fiscal year 2024. Revenue fell 77% from the prior year — a significant decline worth monitoring. Expenses of $933K exceeded revenue, resulting in a 77% operating deficit.

Mission

RIVER OF REFUGE EMPOWERS WORKING POOR FAMILIES WITH FINANCIAL SECURITY THROUGH INTERIM HOUSING

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $473,201

Program Service Revenue $7,045

Investment Income $3,330

Other Revenue $44,858

TOTAL REVENUE $528,434

Expense Breakdown

Grants Paid $0

Salaries & Benefits $277,807

Fundraising Expenses $49,372

Program Expenses $714,691

Other Expenses $655,055

TOTAL EXPENSES $932,862

Year-over-Year Comparison

	2024	2023	Change
Revenue	$528,434	$2,278,839	-0.8%
Expenses	$932,862	$838,373	+0.1%
Net Income	$-404,428	$1,440,466	-1.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$84,819

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
PAMELA SEYMOUR	EXECUTIVE DI	40.00	Officer	$84,819	$0	$84,819
NANCY ANDERSON	VICE PRESIDE	2.00	Officer Director	$0	$0	$0
JASMINE CLASING-LICHTL	BOARD MEMBER	1.00	Director	$0	$0	$0
MEGHAN CURRY	BOARD MEMBER	1.00	Director	$0	$0	$0
JENNIFER FALLON	BOARD MEMBER	1.00	Director	$0	$0	$0
KARLA HARRIS	BOARD MEMBER	1.00	Director	$0	$0	$0
TIMMY HENSEL	SECRETARY	2.00	Officer Director	$0	$0	$0
RUSS MOORE	BOARD MEMBER	1.00	Director	$0	$0	$0
TERA ODNEAL	BOARD MEMBER	1.00	Director	$0	$0	$0
TYLER PETERSON	TREASURER	2.00	Officer Director	$0	$0	$0
AUSTEN SCHMIDT	PRESIDENT	2.00	Officer Director	$0	$0	$0
TRAVIS STEVENS	BOARD MEMBER	1.00	Director	$0	$0	$0
DEWAYNE TATE	BOARD MEMBER	1.00	Director	$0	$0	$0
SCOTT WALZ	BOARD MEMBER	1.00	Director	$0	$0	$0
EBONE' WATSON	BOARD MEMBER	1.00	Director	$0	$0	$0
TYNISHA WATSON	BOARD MEMBER	1.00	Director	$0	$0	$0
JASON WOHL	BOARD MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$528,434	$932,862	$12,679,720	$-404,428
2023	$2,278,839	$838,373	$13,081,030	$1,440,466
2022	$2,502,234	$768,714	$11,626,364	$1,733,520
2021	$775,029	$846,641	$9,897,657	$-71,612
2020	$2,630,325	$626,338	$10,096,554	$2,003,987
2019	$2,177,259	$651,251	$8,137,182	$1,526,008
2019	$2,177,259	$651,251	$8,137,182	$1,526,008
2018	$2,300,868	$570,559	$6,684,388	$1,730,309
2018	$2,300,868	$570,560	$6,684,388	$1,730,308

RIVER OF REFUGE