BIBLICAL BUSINESS TRAINING INC DBA BBT (EIN 270392335) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2009

Legal Domicile

Principal Officer

LORI DRURY

Phone

3145947339

Tax Period

2024-07-01 to 2025-06-30

BIBLICAL BUSINESS TRAINING INC DBA BBT, founded in 2009, is a small nonprofit in the Religion sector that reported $621K in total revenue in fiscal year 2024. Revenue surged 25% from the prior year, signaling strong growth momentum. The organization ran a surplus of $113K, a strong 18% operating margin.

Mission

HELPING PEOPLE APPLY BIBLICAL PRINCIPLES AT WORK WITH THE VISION OF SEEING PEOPLE GROW IN THEIR RELATIONSHIP WITH CHRIST, AND EXPAND GOD'S KINGDOM THROUGH THEIR LEADERSHIP. FAITH FOR WORK - LEADERSHIP FOR LIFE!

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $617,815

Program Service Revenue $0

Investment Income $0

Other Revenue $2,933

TOTAL REVENUE $620,748

Expense Breakdown

Grants Paid $0

Salaries & Benefits $446,564

Fundraising Expenses $38,045

Program Expenses $386,272

Other Expenses $60,782

TOTAL EXPENSES $507,346

Year-over-Year Comparison

	2024	2023	Change
Revenue	$620,748	$495,371	+0.3%
Expenses	$507,346	$467,884	+0.1%
Net Income	$113,402	$27,487	+3.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$134,932

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LORI DRURY	Executive Dir.	40.00	Officer	$134,932	$0	$134,932
DENNIS MUILENBURG	Chairman	1.00	Officer Director	$0	$0	$0
BRANDON MANN	EXECUTIVE CHAIR	1.00	Officer Director	$0	$0	$0
DAVID STEWARD	VICE CHAIRMAN	1.00	Officer Director	$0	$0	$0
SCOTT GLOVER	Treasurer	1.00	Officer Director	$0	$0	$0
GREG SCHUSTER	Secretary	1.00	Officer Director	$0	$0	$0
CHET GUESS	Director	1.00	Director	$0	$0	$0
KIM PLANK	Director	1.00	Director	$0	$0	$0
SUSAN HARRIS	Director	1.00	Director	$0	$0	$0
KEN CELLA	Director	1.00	Director	$0	$0	$0
ROSE JAMES	Director	1.00	Director	$0	$0	$0
KIMBERLY DAVIDSON	Director	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$620,748	$507,346	$199,646	$113,402
2024	$495,371	$467,884	$89,285	$27,487
2023	$347,799	$516,955	$122,314	$-169,156
2022	$489,511	$477,763	$205,783	$11,748
2021	$725,986	$691,045	$296,621	$34,941
2020	$455,871	$825,654	$310,533	$-369,783
2019	$496,322	$432,549	$534,070	$63,773

BIBLICAL BUSINESS TRAINING INC DBA BBT