BREAD FOR LIFE COMMUNITY FOOD PANTRY INC (EIN 270420937) - Form 990 Financial Analysis & Trantor Score

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Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2009

Legal Domicile

Principal Officer

TRACEY REED

Phone

8048320448

Tax Period

2024-01-01 to 2024-12-31

BREAD FOR LIFE COMMUNITY FOOD PANTRY INC, founded in 2009, is a small nonprofit in the Human Services sector that reported $343K in total revenue in fiscal year 2018. Revenue decreased 9% compared to the prior year. Expenses of $297K left a modest 13% surplus.

Mission

This Corporation is organized exclusively for charitable and/or educational purposes for the delivery of doanted and purchased food products to those in need.

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Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $461,235

Program Service Revenue $0

Investment Income $3,471

Other Revenue $0

TOTAL REVENUE $464,706

Expense Breakdown

Grants Paid $0

Salaries & Benefits $25,344

Fundraising Expenses $832

Program Expenses $330,784

Other Expenses $309,365

TOTAL EXPENSES $334,709

Year-over-Year Comparison

	2024	2023	Change
Revenue	$464,706	$359,688	+0.3%
Expenses	$334,709	$318,169	+0.1%
Net Income	$129,997	$41,519	+2.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$15,000

Total Directors

$23,528

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MONIQUE RAPOSA	EXECUTIVE DIRECTOR	20	Officer Director Highest	$15,000	$0	$15,000
RAYMOND SCHOLZ	CHAIRMAN	8	Officer Director	$0	$0	$0
RICHARD FOARD	DIRECTOR	2	Director	$0	$0	$0
JOAN GATTUSO	DIRECTOR	2	Director	$0	$0	$0
DAVID PICKETT	DIRECTOR	9	Director	$0	$0	$0
JAMES RAPOSA	DIRECTOR	8	Director	$0	$0	$0
JAMES WESSON	VICE PRESIDENT	3	Officer Director	$0	$0	$0
MELISSA HICKS	TREASURER	10	Officer Director	$0	$0	$0
ANTHONY MICHURA	DIRECTOR	10	Director	$0	$0	$0
MICHAEL WITTY	DIRECTOR	11	Director	$0	$0	$0
CYNTHIA GEISERT	SECRETARY	4	Officer Director	$0	$0	$0
TRACEY REED	EXECUTIVE DIRECTOR	20	Director	$8,528	$0	$8,528

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$464,706	$334,709	$612,054	$129,997
2023	$359,688	$318,169	$481,584	$41,519
2022	$313,717	$251,168	$439,249	$62,549
2021	$309,629	$197,037	$455,796	$112,592
2020	$271,819	$183,961	$264,108	$87,858
2019	$266,444	$272,280	$176,323	$-5,836
2018	$343,000	$297,257	$181,577	$45,743

BREAD FOR LIFE COMMUNITY FOOD PANTRY INC