AMERICAN FACTORING ASSOCIATION

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2009

Legal Domicile

Principal Officer

TANIA DANIEL

Phone

8057330011

Tax Period

2023-01-01 to 2023-12-31

AMERICAN FACTORING ASSOCIATION, founded in 2009, is a small nonprofit in the Community Improvement sector that reported $244K in total revenue in fiscal year 2023. Revenue decreased 7% compared to the prior year. Expenses of $221K left a modest 9% surplus.

Mission

EDUCATING POLICYMAKERS AND THE PUBLIC ON AVAILABILITY OF WORKING CAPITAL FOR FINANCING AMERICA'S SMALL BUSINESS.

Program Service Accomplishments

Program 1

TO EDUCATE THE PUBLIC AND POLICYMAKERS ON THE AVAILABILITY OF WORKING CAPITAL FOR FINANCING AMERICA'S SMALL BUSINESSES AND TO CONDUCT EFFORTS IN SUPPORT OF INCREASING WORKING CAPITAL FINANCING.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $243,500

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $243,500

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $220,817

TOTAL EXPENSES $220,817

Year-over-Year Comparison

	2023	2022	Change
Revenue	$243,500	$261,200	-0.1%
Expenses	$220,817	$216,711	+0.0%
Net Income	$22,683	$44,489	-0.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ROBYN BARRETT	PRESIDENT	5.00	Officer Director	$0	$0	$0
BOB ZADEK ESQ	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
RYAN JASKIEWICZ	SECRETARY	1.00	Officer Director	$0	$0	$0
DEBRA ZUKONIK	CHIEF FINANCIAL OFFICER	1.00	Officer Director	$0	$0	$0
TANIA DANIEL	EXECUTIVE DIRECTOR	5.00	Officer Director	$0	$0	$0
HAILEY BENTON-THOMAS	BOARD MEMBER	1.00	Director	$0	$0	$0
PHILLIP COHEN	BOARD MEMBER	0.25	Director	$0	$0	$0
RYAN CURRY	BOARD MEMBER	0.25	Director	$0	$0	$0
MELISSA DONALD	BOARD MEMBER	1.00	Director	$0	$0	$0
ANGELA FIORENTINO	BOARD MEMBER	0.25	Director	$0	$0	$0
NICK HART	BOARD MEMBER	0.25	Director	$0	$0	$0
COLE HARMONSON	BOARD MEMBER	0.25	Director	$0	$0	$0
HEATH HOLDBROOKS	BOARD MEMBER	0.25	Director	$0	$0	$0
CHRIS RAINS	BOARD MEMBER	0.25	Director	$0	$0	$0
KWESI ROGERS	BOARD MEMBER	0.25	Director	$0	$0	$0
MICKEY SEEMAN	BOARD MEMBER	0.25	Director	$0	$0	$0
LOREN SHIFRIN	BOARD MEMBER	0.25	Director	$0	$0	$0
DEAN TETIRICK	BOARD MEMBER	0.25	Director	$0	$0	$0
NEELY THOMAS	BOARD MEMBER	0.25	Director	$0	$0	$0
GEORGE THORSON	BOARD MEMBER	0.25	Director	$0	$0	$0
HEATHER VILLA	BOARD MEMBER	5.00	Director	$0	$0	$0
MCLEAN WILSON	BOARD MEMBER	0.25	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$243,500	$220,817	$300,139	$22,683
2022	$261,200	$216,711	$277,456	$44,489
2021	$240,450	$191,122	$232,967	$49,328
2020	$221,350	$211,311	$183,639	$10,039
2019	$234,700	$218,319	$173,600	$16,381
2018	$207,650	$219,118	$157,219	$-11,468