TEN AT THE TOP

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2009

Legal Domicile

Phone

8642830345

Tax Period

2025-01-01 to 2025-12-31

TEN AT THE TOP, founded in 2009, is a small nonprofit in the Community Improvement sector that reported $245K in total revenue in fiscal year 2025. Revenue fell 37% from the prior year — a significant decline worth monitoring. Expenses of $279K exceeded revenue, resulting in a 14% operating deficit.

Mission

THE MISSION OF TEN AT THE TOP IS TO FOSTER TRUST AND COLLABORATION THROUGH PARTNERSHIPS AND COOPERATION THAT IMPACTS ECONOMIC VITALITY AND QUALITY OF LIFE ACROSS UPSTATE SOUTH CAROLINA.

Program Service Accomplishments

Program 1

Expenses: $204,315

INITIATIVE 2 REGIONAL FORUMS, INITIATIVES & TASK FORCES: IN 2010 AND 2011, TEN AT THE TOP LED THE DEVELOPMENT OF THE OUR UPSTATE VISION, WHICH ENGAGED MORE THAN 10,000 UPSTATE RESIDENTS AROUND THE...

INITIATIVE 2 REGIONAL FORUMS, INITIATIVES & TASK FORCES: IN 2010 AND 2011, TEN AT THE TOP LED THE DEVELOPMENT OF THE OUR UPSTATE VISION, WHICH ENGAGED MORE THAN 10,000 UPSTATE RESIDENTS AROUND THE QUESTION WHAT MATTERS MOST? AS WE LOOK TOWARD THE FUTURE OF THE UPSTATE. SINCE 2011, TEN AT THE TOP HAS SUPPORTED THE EFFORTS OF OUR UPSTATE-SC, WHICH WAS CREATED TO DIRECTLY OVERSEE THE IMPLEMENTATION PHASE OF THE REGIONAL VISION WHILE TEN AT THE TOP FOCUSES ON COMMUNITY OUTREACH AND BUILDING REGIONAL CAPACITY AROUND KEY ECONOMIC DEVELOPMENT AND QUALITY OF LIFE ISSUES. A PORTION OF TEN AT THE TOP REVENUE GOES DIRECTLY TO OUR UPSTATE-SC TO SUPPORT REGIONAL TASK FORCES, FORUMS, WORKSHOPS AND INITIATIVES.

Program 2

Expenses: $36,981

INITIATIVE 1 - COMMUNITY OUTREACH A KEY FOCUS OF TEN AT THE TOP (TATT) IS TO BUILD TRUST AND PARTNERSHIPS ACROSS THE UPSTATE REGION. ONE MECHANISM FOR ACHIEVING THAT MISSION IS TO CONVENE AND...

INITIATIVE 1 - COMMUNITY OUTREACH A KEY FOCUS OF TEN AT THE TOP (TATT) IS TO BUILD TRUST AND PARTNERSHIPS ACROSS THE UPSTATE REGION. ONE MECHANISM FOR ACHIEVING THAT MISSION IS TO CONVENE AND PARTICIPATE IN A WIDE VARIETY OF COMMUNITY OUTREACH PROGRAMS, MEETINGS AND ACTIVITIES. WHILE HISTORICALLY THESE HAVE BEEN DONE IN-PERSON, DUE TO THE PANDEMIC, IN 2025 TATTS ENGAGEMENTS WERE SPLIT BETWEEN IN-PERSON AND VIRTUAL. OVERALL, TATT CONDUCTED 74 REGIONAL ENGAGEMENTS IN 2025 WITH 2,348 ATTENDEES.

Program 3

Expenses: $17,612

INITIATIVE 3 REGIONAL INFORMATION: THROUGH SOCIAL MEDIA AS WELL AS THE DEVELOPMENT OF A NUMBER OF REGIONAL ASSET MAPS, TEN AT THE TOP IS FOCUSED ON CONNECTING INDIVIDUALS ACROSS THE UPSTATE WITH...

INITIATIVE 3 REGIONAL INFORMATION: THROUGH SOCIAL MEDIA AS WELL AS THE DEVELOPMENT OF A NUMBER OF REGIONAL ASSET MAPS, TEN AT THE TOP IS FOCUSED ON CONNECTING INDIVIDUALS ACROSS THE UPSTATE WITH AVAILABLE RESOURCES. THIS INCLUDES A MONTHLY E-NEWSLETTER AS WELL AS A STRONG SOCIAL MEDIA PRESENCE. IN 2025, OUR SOCIAL MEDIA OUTREACH CONNECTED TO ALMOST 250,000 USERS AND OUR WEBSITE RECEIVED OVER 100,000 PAGEVIEWS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $244,905

Program Service Revenue $0

Investment Income $89

Other Revenue $0

TOTAL REVENUE $244,994

Expense Breakdown

Grants Paid $0

Salaries & Benefits $124,898

Fundraising Expenses $0

Program Expenses $258,908

Other Expenses $153,782

TOTAL EXPENSES $278,680

Year-over-Year Comparison

	2025	2024	Change
Revenue	$244,994	$389,789	-0.4%
Expenses	$278,680	$434,423	-0.4%
Net Income	$-33,686	$-44,634	-0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DEAN HYBL	EXECUTIVE DIRECTOR	20.00	Highest	$70,300	$0	$70,300
TODD HORNE	CHAIRMAN OF THE BOARD	1.00	Director	$0	$0	$0
JAMES BENNETT	FIRST VISE CHARIMAN	1.00	Director	$0	$0	$0
AMANDA BENFIELD	TREASURER	1.00	Director	$0	$0	$0
MARY LEWIS HUFFMAN	VICE CHAIR-MARKETING	1.00	Director	$0	$0	$0
RACQUEL COLLIER	VICE CHAIR-OUTREACH	1.00	Director	$0	$0	$0
LARA HUDSON	VICE CHAIR-INITIATIVES	1.00	Director	$0	$0	$0
DAVID FIELD	IMMEDIATE PAST CHAIR	1.00	Director	$0	$0	$0
JOE BRYANT Jr	FUNDRAISING CHAIR	1.00	Director	$0	$0	$0
TERENCE ROBERTS	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
DAVID HAMMOND	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
JOEL JONES	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
MUSTAN KAPASI	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
KATHY JO LANCASTER	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
JOHN LUMMUS	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
ERWIN MADDREY	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
ADELE MENDOZA	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
MICHAEL NAIL	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
BARRY NOCKS	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
CARLOS PHILLIPS	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
TIM SELF	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
ALLEN SMITH	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
WENDY WALDEN	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
IRV WELLING III	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
BROWN PATTERSON	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
FRANNIE STOCKWELL	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
TRENTSIE WILLIAMS	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
GUY BOYLE	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
BRIAN EARNEST	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
BERT EPTING	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
KANDI FREDERE	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
JULIO HERNANDEZ	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
BOONE HOPKINS	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
BOGGS HOWARD	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
KEVIN HOWELL	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
JOE LANAHAN	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
ERIN LAYLAND	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
HANK MCCOLLOUGH	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
KELLY MCWHORTER	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
HOPE RIVERS	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
SACHIN SHANBHAG	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
STEPHEN TAYLOR	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
DAVID WALSH	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
JUSTIN BENFIELD	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
JEFF BROWN	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
DR GALEN DEHAY	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
DAVE ELDRIDGE	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
DR GAIL AWAN	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
NOAH BEASON	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
JEFF FIELD	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
KEVIN GREENE	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
KELLY GREGORY	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
ROBERT HALFACRE	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
RIVERS HUGHES	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
CEEJ JEFFERSON	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
GRAYSON KELLY	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
WES LEHRER	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
JULIA LEVI	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
DARI MCBRIDE	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
MARK MCKINNEY	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
CAMILLE REAMS	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
LORENZO BATES	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
CELIA BOYD MEYERS	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
HEATH FLOOD	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
JOSH FOWLER	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
RJ GIMBL	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
JOHN MCARTHUR	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
CHUNSTA MILLER	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
HOLLY NIX	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
ALEX PARKS	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
TYLER PRESCOTT	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
KEN ROPER	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
VERONICA STODDARD	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
MARISSA TRZEMZALSKI	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
AUSTIN WALKER	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
MELISSA SCHMIDT	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
REBECCA WEST	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
LYNN FRETWELL	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$244,994	$278,680	$5,743	$-33,686
2024	$389,789	$434,423	$14,811	$-44,634
2023	$262,306	$746,419	$34,695	$-484,113
2022	$474,412	$160,227	$518,808	$314,185
2021	$194,186	$155,948	$204,623	$38,238
2020	$242,009	$175,898	$166,385	$66,111
2019	$190,154	$146,078	$54,195	$44,076
2018	$213,227	$104,149	$10,119	$109,078