ALLEGANY CO HABITAT FOR HUMANITY INC (EIN 270517477) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2009

Legal Domicile

Principal Officer

CINDY SCHARTIGER

Phone

3017845154

Tax Period

2023-01-01 to 2023-12-31

ALLEGANY CO HABITAT FOR HUMANITY INC, founded in 2009, is a micro nonprofit in the Housing & Shelter sector that reported $79K in total revenue in fiscal year 2023. Revenue decreased 7% compared to the prior year. The organization ran a surplus of $57K, a strong 72% operating margin.

Mission

TO PROVIDE FINANCIAL AND CONSTRUCTION ASSISTANCE TO LOW-INCOME INDIVIDUALS IN BUILDING SAFE AND ADEQUATE HOUSING.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $36,490

Program Service Revenue $21,994

Investment Income $0

Other Revenue $20,418

TOTAL REVENUE $78,902

Expense Breakdown

Grants Paid $0

Salaries & Benefits $5,498

Fundraising Expenses $0

Program Expenses $10,928

Other Expenses $16,405

TOTAL EXPENSES $21,903

Year-over-Year Comparison

	2023	2022	Change
Revenue	$78,902	$84,801	-0.1%
Expenses	$21,903	$106,953	-0.8%
Net Income	$56,999	$-22,152	-3.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
STEVE MACGRAY	PRESIDENT	N/A	Officer Director	$0	$0	$0
RAE ANN SMITH	VICE PRESIDE	N/A	Officer Director	$0	$0	$0
KATHY ROGERS	SECRETARY	N/A	Officer Director	$0	$0	$0
CINDY SCHARTIGER	TREASURER	N/A	Officer Director	$0	$0	$0
TERRI LOWERY	BOARD MEMBER	N/A	Director	$0	$0	$0
KATE KIDWELL	BOARD MEMBER	N/A	Director	$0	$0	$0
GEORGE LAPP	BOARD MEMBER	N/A	Director	$0	$0	$0
DAVE KEECH	BOARD MEMBER	N/A	Director	$0	$0	$0
KATHY MILLER	BOARD MEMBER	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$78,902	$21,903	$295,748	$56,999
2022	$84,801	$106,953	$241,090	$-22,152
2021	$25,869	$7,067	$232,341	$18,802
2020	$30,776	$8,079	$213,222	$22,697
2019	$130,495	$94,551	$190,072	$35,944
2018	$48,320	$45,519	$153,999	$2,801

ALLEGANY CO HABITAT FOR HUMANITY INC