FVCA THRIFT INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2009

Legal Domicile

Phone

9208826688

Tax Period

2025-01-01 to 2025-12-31

FVCA THRIFT INC, founded in 2009, is a small nonprofit in the Human Services sector that reported $778K in total revenue in fiscal year 2025. Revenue surged 28% from the prior year, signaling strong growth momentum. The organization ran a surplus of $156K, a strong 20% operating margin.

Mission

MISSION IS TO USE THE THRIFT STORE INCOME TO SUPPORT PRIVATE EDUCATION. IN 2025 400,500 WAS COMMITTED TO VALLEY CHRISTIAN SCHOOL IN OSHKOSH WI

Program Service Accomplishments

Program 1

Expenses: $400,500

DONATED 400500 TO VALLEY CHRISTIAN SCHOOL IN OSHKOSH WI

Program 2

Expenses: $190,056

TOTAL PROGRAM SERVICE EXPENSES REQUIRED TO SUPPORT EDUCATIONAL PROGRAM

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $6,350

Program Service Revenue $0

Investment Income $23,642

Other Revenue $747,696

TOTAL REVENUE $777,688

Expense Breakdown

Grants Paid $400,500

Salaries & Benefits $163,895

Fundraising Expenses $0

Program Expenses $590,556

Other Expenses $57,359

TOTAL EXPENSES $621,754

Year-over-Year Comparison

	2025	2024	Change
Revenue	$777,688	$608,519	+0.3%
Expenses	$621,754	$492,693	+0.3%
Net Income	$155,934	$115,826	+0.3%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

110

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$45,000

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SHEILA WENZEL	EXECUTIVE DIRECTOR AND SECRETARY	40.00	Officer	$45,000	$0	$45,000
HARVEY ERICKSON	TREASURER	10.00	Officer	$0	$0	$0
THOMAS R VANDEYACHT	DIRECTOR	12.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$777,688	$621,754	$946,661	$155,934
2024	No data	No data	No data	No data
2023	$479,016	$372,941	$930,863	$106,075
2022	$420,420	$339,371	$701,354	$81,049
2021	$347,163	$343,599	$627,501	$3,564
2020	$215,463	$245,443	$610,426	$-29,980