VIRGINIA PRIVATE COLLEGES BENEFITS CONSORTIUM INC (EIN 271367957) - Form 990 Financial Analysis & Trantor Score

🔒

Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2009

Legal Domicile

Principal Officer

TIM KLOPFENSTEIN

Phone

5405259693

Tax Period

2025-01-01 to 2025-12-31

VIRGINIA PRIVATE COLLEGES BENEFITS CONSORTIUM INC, founded in 2009, is a mid-sized nonprofit in the Mutual Benefit sector that reported $43.7M in total revenue in fiscal year 2018. Expenses of $39.1M left a modest 11% surplus.

Mission

PROVIDING MEDICAL & PRESCRIPTION DRUG BENEFITS TO THE FACULTY & STAFF OF 17 PRIVATE VA COLLEGES & THE SPONSORING ASSOCIATION.

🔒

Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $45,411,376

Investment Income $864,081

Other Revenue $0

TOTAL REVENUE $46,275,457

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $4,681,199

TOTAL EXPENSES $46,623,967

Year-over-Year Comparison

	2025	2024	Change
Revenue	$46,275,457	$44,966,307	+0.0%
Expenses	$46,623,967	$44,308,733	+0.1%
Net Income	$-348,510	$657,574	-1.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$5,351

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ROB YOUNG	CHAIR	1.00	Officer Director	$0	$0	$0
KIM HARPER	VICE-CHAIR	1.00	Officer Director	$0	$0	$0
HOLLI HARMAN	TREASURER	1.00	Officer Director	$0	$0	$0
KERRY EDMONDS	SECRETARY	1.00	Officer Director	$0	$0	$0
KEN COPELAND	DIRECTOR	1.00	Director	$0	$0	$0
KAIN FUQUA	DIRECTOR	1.00	Director	$0	$0	$0
CAROLINE DIXON	DIRECTOR	1.00	Director	$0	$0	$0
DONNA HANKINS	DIRECTOR	1.00	Director	$0	$0	$0
MELISSA WRIGHT	DIRECTOR	1.00	Director	$0	$0	$0
BELINDA BURKE	DIRECTOR	1.00	Director	$0	$0	$0
DAVID MOWEN	DIRECTOR	1.00	Director	$0	$0	$0
CHRISTOPHER PEACE	DIRECTOR	1.00	Director	$0	$0	$0
SHELLY IRVINE	DIRECTOR	1.00	Director	$0	$0	$0
JINA SAULS	DIRECTOR	1.00	Director	$0	$0	$0
CHRIS DORCSIS	DIRECTOR	1.00	Director	$0	$0	$0
TYSON COOPER	DIRECTOR	1.00	Director	$0	$0	$0
KRISTIE WHITE	DIRECTOR	1.00	Director	$0	$0	$0
REGINA BARLETTA	DIRECTOR	1.00	Director	$0	$0	$0
TIM KLOPFENSTEIN	EXECUTIVE DIRECTOR	40.00	Officer	$0	$2,595	$2,595
WANDA GARDNER	ASSISTANT SECRETARY	40.00	Officer	$0	$2,756	$2,756

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$46,275,457	$46,623,967	$21,248,949	$-348,510
2024	$44,966,307	$44,308,733	$21,324,457	$657,574
2023	$42,820,347	$44,193,866	$21,108,913	$-1,373,519
2022	$41,253,113	$41,680,740	$22,090,377	$-427,627
2021	$40,858,551	$38,775,750	$22,403,705	$2,082,801
2020	$42,732,775	$42,911,879	$21,100,781	$-179,104
2019	$43,344,271	$45,070,285	$21,937,117	$-1,726,014
2018	$43,696,776	$39,084,237	$24,566,617	$4,612,539

VIRGINIA PRIVATE COLLEGES BENEFITS CONSORTIUM INC