OCEAN CITY ECUMENICAL COUNCIL INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1988

Legal Domicile

Principal Officer

JOHN WORLEY

Phone

6093982945

Tax Period

2024-01-01 to 2024-12-31

OCEAN CITY ECUMENICAL COUNCIL INC, founded in 1988, is a micro nonprofit in the Religion sector that reported $70K in total revenue in fiscal year 2024. Revenue grew 11% year-over-year, indicating healthy expansion. Expenses of $97K exceeded revenue, resulting in a 40% operating deficit.

Mission

TO GATHER FOOD, CLOTHING AND MONEY TO FEED AND CLOTHE THOSE IN NEED.

Program Service Accomplishments

Program 1

Expenses: $82,482

THE FOOD CUPBOARD PROVIDES FOOD FOR OVER 2400 CLIENTS PER YEAR AND THE CLOTHES CLOSET DISTRIBUTES APPROXIMATELY 21,000 ITEMS PER YEAR.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $39,616

Program Service Revenue $0

Investment Income $30,013

Other Revenue $0

TOTAL REVENUE $69,629

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $82,482

Other Expenses $97,365

TOTAL EXPENSES $97,365

Year-over-Year Comparison

	2024	2023	Change
Revenue	$69,629	$62,602	+0.1%
Expenses	$97,365	$106,291	-0.1%
Net Income	$-27,736	$-43,689	-0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOAN CHAPMAN	TRUSTEE	1.00	Director	$0	$0	$0
PAT CROWLEY	TRUSTEE	1.00	Director	$0	$0	$0
LUCILLE WORLEY	TRUSTEE	1.00	Director	$0	$0	$0
NATHAN DAVIS	TRUSTEE	1.00	Director	$0	$0	$0
ANNE GALLAGHER	TRUSTEE	1.00	Director	$0	$0	$0
PETE GUINOSSO	TRUSTEE	1.00	Director	$0	$0	$0
CATHIE GUINOSSO	TRUSTEE	1.00	Director	$0	$0	$0
LINDA MACINTYRE	TRUSTEE	1.00	Director	$0	$0	$0
ANDREA PAUL	TRUSTEE	1.00	Director	$0	$0	$0
CAROL PIECHOSKI	TRUSTEE	1.00	Director	$0	$0	$0
JOAN ROBERTSON	CORRESPONDING SECRETARY	1.00	Officer Director	$0	$0	$0
GINNY SCHEETZ	TRUSTEE	1.00	Director	$0	$0	$0
JACK SHEA	PRESIDENT	1.00	Officer Director	$0	$0	$0
KRIS STANWOOD	TRUSTEE	1.00	Director	$0	$0	$0
ELAINE WILSON	TRUSTEE	1.00	Director	$0	$0	$0
JOHN WORLEY	TREASURER	1.00	Officer Director	$0	$0	$0
NOREEN MCBRIDE	RECORDING SECRETARY	1.00	Officer Director	$0	$0	$0
REGINA RALSTON	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$69,629	$97,365	$761,164	$-27,736
2023	$62,602	$106,291	$763,192	$-43,689
2022	$71,609	$119,906	$768,335	$-48,297
2021	$55,004	$74,270	$912,390	$-19,266
2020	$107,739	$131,209	$879,986	$-23,470
2019	$71,755	$96,619	$917,204	$-24,864
2018	$131,683	$104,261	$938,069	$27,422