River Valley Workforce Institute Inc (EIN 271485594) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2009

Legal Domicile

Principal Officer

Gerald Ghazi

Phone

6036904029

Tax Period

2024-01-01 to 2024-12-31

River Valley Workforce Institute Inc, founded in 2009, is a micro nonprofit that reported $6K in total revenue in fiscal year 2024. Revenue fell 280% from the prior year — a significant decline worth monitoring.

Mission

Establishing business and academic partnerships including creating employment opportunities in advanced manufacturing and healthcare fields for unemployed and underemployed New Hampshire residents

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $-5,595

Other Revenue $0

TOTAL REVENUE $-5,595

Expense Breakdown

Grants Paid $0

Salaries & Benefits $238,390

Fundraising Expenses $0

Program Expenses $0

Other Expenses $23,109

TOTAL EXPENSES $261,499

Year-over-Year Comparison

	2024	2023	Change
Revenue	$-5,595	$3,111	-2.8%
Expenses	$261,499	$298,465	-0.1%
Net Income	$-267,094	$-295,354	-0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$149,832

Total Directors

$149,832

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Gerald Ghazi	President/Treasurer/Director	40.00	Officer Director	$135,000	$14,832	$149,832
John Collins	Secretary/Director	1.00	Officer Director	$0	$0	$0
Julie Davis	Board Chair	1.00	Director	$0	$0	$0
Juliane Hegle	Director	1.00	Director	$0	$0	$0
James Rogers	Director	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$-5,595	$261,499	No data	$-267,094
2023	$3,111	$298,465	$267,094	$-295,354
2022	$1,088	$260,619	$561,551	$-259,531
2021	$15,389	$262,891	$821,082	$-247,502
2020	$156,254	$264,780	$1,068,582	$-108,526
2019	$159,071	$226,246	$1,177,109	$-67,175
2018	$142,319	$215,598	$1,244,284	$-73,279

River Valley Workforce Institute Inc