BAKER CHAMBER OF COMMERCE AND AGRI… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2010

Legal Domicile

Principal Officer

ALISSA MILLER

Tax Period

2025-01-01 to 2025-12-31

BAKER CHAMBER OF COMMERCE AND AGRICULTURE, founded in 2010, is a micro nonprofit in the Community Improvement sector that reported $93K in total revenue in fiscal year 2025. Revenue fell 57% from the prior year — a significant decline worth monitoring. Expenses of $130K exceeded revenue, resulting in a 41% operating deficit.

Mission

HOLD ANNUAL COMMITY EVENTS T PROMOTE MEMEBER BUSINESSES AND ANNUAL FUNDRAISERS TO PROVIDE SCHOLARSHIPS FOR AREA YOUTH IN BAKER, MONTANA AND SURROUNDING AREAS.

Program Service Accomplishments

Program 1

FUNDRAISING, PROMOTING LOCAL, KID PROGRAMS, GIVING PEOPLE THE OPPORTUNITY TO DO SOMETHING NEW AND TEACH PEOPLE ABOUT OUR COMMUNITY. PROMOTE ECONOMIC DEVELOPMENT IN THE COMMUNITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $66,622

Program Service Revenue $0

Investment Income $456

Other Revenue $25,731

TOTAL REVENUE $92,809

Expense Breakdown

Grants Paid $750

Salaries & Benefits $97,218

Fundraising Expenses $0

Other Expenses $32,523

TOTAL EXPENSES $130,491

Year-over-Year Comparison

	2025	2024	Change
Revenue	$92,809	$216,097	-0.6%
Expenses	$130,491	$136,311	0.0%
Net Income	$-37,682	$79,786	-1.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SHYLA HADLEY	PRESIDENT	010.00	Officer Director	$0	$0	$0
JOSEY MADLER	VICE PRESIDENT	010.00	Officer Director	$0	$0	$0
KAROL ZACHMAN	TREASURER	010.00	Officer Director	$0	$0	$0
DEAN WANG	BOARD MEMBER	005.00	Director	$0	$0	$0
KAYLEIGH STRUB	SECRETARY	010.00	Officer Director	$0	$0	$0
JAMIE TRAVIS	BOARD MEMBER	005.00	Director	$0	$0	$0
KIM VAN ZEE	BOARD MEMBER	005.00	Director	$0	$0	$0
VAUGHN ZENKO	BOARD MEMBER	005.00	Director	$0	$0	$0
CARRIE HAAR	BOARD MEMBER	005.00	Director	$0	$0	$0
SHERI RABE	BOARD MEMBER	005.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$92,809	$130,491	$183,560	$-37,682
2024	$216,097	$136,311	$221,242	$79,786
2023	No data	No data	No data	No data

BAKER CHAMBER OF COMMERCE AND AGRICULTURE