Bergen Electronic Library for Schools Consortium (EIN 271695941) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2010

Legal Domicile

Phone

2012654242

Tax Period

2024-07-01 to 2025-06-30

Bergen Electronic Library for Schools Consortium, founded in 2010, is a small nonprofit in the Education sector that reported $213K in total revenue in fiscal year 2024. Expenses of $184K left a modest 14% surplus.

Mission

Provide library software, cataloging support, resource sharing, online public access catalog, circulation management and collection analysis tools, training and support to NJ libraries.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $213,380

Investment Income $10

Other Revenue $0

TOTAL REVENUE $213,390

Expense Breakdown

Grants Paid $0

Salaries & Benefits $4,375

Fundraising Expenses $0

Program Expenses $173,577

Other Expenses $179,472

TOTAL EXPENSES $183,847

Year-over-Year Comparison

	2024	2023	Change
Revenue	$213,390	$205,360	+0.0%
Expenses	$183,847	$180,485	+0.0%
Net Income	$29,543	$24,875	+0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Veronica Alfonso	Board Member	2.50	Director	$0	$0	$0
Sabrina Albirt	Board Member	2.50	Director	$0	$0	$0
Andrea Romano	Board Member	2.50	Director	$0	$0	$0
Michelle McGreivey	President	2.50	Officer	$0	$0	$0
Courtney Reinfried	Vice President	2.50	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$213,390	$183,847	$150,214	$29,543
2024	No data	No data	No data	No data
2023	$234,854	$221,583	$96,218	$13,271
2022	$230,022	$231,399	$83,213	$-1,377
2021	$244,743	$262,884	$83,901	$-18,141

Bergen Electronic Library for Schools Consortium