URBAN JUNCTURE FOUNDATION (EIN 272446701) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2008

Legal Domicile

Principal Officer

BERNARD LOYD

Phone

7738914159

Tax Period

2024-01-01 to 2024-12-31

URBAN JUNCTURE FOUNDATION, founded in 2008, is a community nonprofit in the Community Improvement sector that reported $1.7M in total revenue in fiscal year 2024. The organization ran a surplus of $303K, a strong 17% operating margin.

Mission

THE FOUNDATION ADVANCES THE SUSTAINABLE DEVELOPMENT OF ECONOMICALLY CHALLENGED URBAN NEIGHBORHOODS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,650,705

Program Service Revenue $0

Investment Income $63,076

Other Revenue $32,544

TOTAL REVENUE $1,746,325

Expense Breakdown

Grants Paid $257,140

Salaries & Benefits $339,330

Fundraising Expenses $35,441

Program Expenses $1,225,658

Other Expenses $846,729

TOTAL EXPENSES $1,443,199

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,746,325	$1,823,052	0.0%
Expenses	$1,443,199	$1,193,823	+0.2%
Net Income	$303,126	$629,229	-0.5%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BERNARD LOYD	PRESIDENT	040.00	Officer Director	$0	$0	$0
ROBERT BLACKWELL JR	DIRECTOR	001.00	Director	$0	$0	$0
SIDNEY DILLARD	DIRECTOR	001.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$1,746,325	$1,443,199	$2,833,460	$303,126
2023	$1,823,052	$1,193,823	$3,181,655	$629,229
2022	$1,726,506	$1,664,317	$1,420,127	$62,189
2022	$1,726,506	$1,339,540	$1,744,904	$386,966
2021	$1,471,797	$1,370,691	$784,656	$101,106
2020	$1,072,142	$1,032,165	$663,548	$39,977
2019	$760,132	$685,519	$134,183	$74,613
2018	$457,172	$460,962	$112,690	$-3,790

URBAN JUNCTURE FOUNDATION