Arlington, VA
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)JOIN THE JOURNEY, founded in 2010, is a micro nonprofit that reported $32K in total revenue in fiscal year 2018. Revenue surged 167% from the prior year, signaling strong growth momentum. Expenses of $30K left a modest 6% surplus.
Join the Journey (JTJ) is a Christian organization that empowers women in Zambia to increase their economic capacity to feed their families by providing business training and small loans. To achieve this, the organization provides grant fund to its Zambia implementing partner, Spark Zambia, who then issue those funds as loans to eligible beneficiaries at a near-zero interest rate. Beneficiaries selected are underserved women who would not otherwise qualify for a traditional bank loan. Loan funds are directed specifically to help individuals expand their businesses and in turn use profits to enhance their livelihoods, fulfilling Join the Journey's core mission to alleviate poverty while extending the principles of Jesus Christ. The organization also oversees and coordinates a virtual coaching program that connects business leaders from around the global with women business owners that are program beneficiaries in Zambia.
Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2022 | 2021 | Change | |
|---|---|---|---|
| Revenue | $61,603 | $65,918 | -0.1% |
| Expenses | $52,219 | $71,046 | -0.3% |
| Net Income | $9,384 | $-5,128 | -2.8% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Adam Cole | Chairman | 10 |
Director
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$0 | $0 | $0 |
| Akshay Pradhan | Vice Chairman | 5 |
Director
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$0 | $0 | $0 |
| Don Douglas | Treasurer | 2 |
Director
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$0 | $0 | $0 |
| Robert Johnson | Secretary | 2 |
Director
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$0 | $0 | $0 |
| Jeanne McDonnell | Philanthropy Chair | 3 |
Director
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$0 | $0 | $0 |
| Peter Cortle | Board Member | 1 |
Director
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$0 | $0 | $0 |
| Sankalpa Ashok | Board Member | 0.5 |
Director
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$0 | $0 | $0 |
| Benjamin Corll | Board Member | 1 |
Director
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$0 | $0 | $0 |
| Jennifer Short | Board Member | 1 |
Director
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$0 | $0 | $0 |
| Joy Matias | Board Member | 1 |
Director
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$0 | $0 | $0 |
| Juby Jacob-Nara | Board Member | 0.5 |
Director
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$0 | $0 | $0 |
| Morten Karslrud | Board Member | 1 |
Director
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$0 | $0 | $0 |
| Jon Watschke | Board Member | 0 |
Director
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$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2022 | $61,603 | $52,219 | $10,552 | $9,384 |
| 2021 | $65,918 | $71,046 | $1,168 | $-5,128 |
| 2020 | $64,343 | $60,817 | $6,296 | $3,526 |
| 2019 | $28,185 | $28,475 | $2,142 | $-290 |
| 2018 | $32,252 | $30,270 | $2,811 | $1,982 |
Compare JOIN THE JOURNEY with other nonprofits in Virginia and across the country.