MORE THAN BREAD (EIN 272864964) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2010

Legal Domicile

Phone

3102153500

Tax Period

2024-07-01 to 2025-06-30

MORE THAN BREAD, founded in 2010, is a small nonprofit in the Religion sector that reported $385K in total revenue in fiscal year 2024. Revenue surged 63% from the prior year, signaling strong growth momentum. The organization ran a surplus of $174K, a strong 45% operating margin.

Mission

THE SPECIFIC PURPOSE OF THIS CORPORATION IS TO BIBICALLY TRAIN AND EQUIP PASTORS AND CHURCH LEADERS IN THE WORK OF THEIR LOCAL CHURCH MINISTRIES IN THE COUNTRY OF HAITI.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $381,583

Program Service Revenue $3,652

Investment Income $9

Other Revenue $0

TOTAL REVENUE $385,244

Expense Breakdown

Grants Paid $0

Salaries & Benefits $108,036

Fundraising Expenses $22,935

Program Expenses $165,343

Other Expenses $103,511

TOTAL EXPENSES $211,547

Year-over-Year Comparison

	2024	2023	Change
Revenue	$385,244	$237,002	+0.6%
Expenses	$211,547	$163,952	+0.3%
Net Income	$173,697	$73,050	+1.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$84,075

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
WILLIO DESTIN	President	40.00	Director	$49,500	$34,575	$84,075
ANTHONY KIDD	Chairman	2.00	Director	$0	$0	$0
KEVIN COLEMAN	Treasurer	3.00	Director	$0	$0	$0
THOMAS HERRERA	Secretary	1.00	Director	$0	$0	$0
CARL HARGROVE	Director	1.00	Director	$0	$0	$0
LARRY AVILA	Director	1.00	Director	$0	$0	$0
JOEL JOCELYN	Director	1.00	Director	$0	$0	$0
GREGORY STOEVER	Director	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$385,244	$211,547	$354,044	$173,697
2024	$237,002	$163,952	$180,347	$73,050

MORE THAN BREAD