INTERFAITH OUTREACH OF CARMEL

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2010

Legal Domicile

Principal Officer

BARBARA DICKASON

Phone

8312938140

Tax Period

2024-01-01 to 2024-12-31

INTERFAITH OUTREACH OF CARMEL, founded in 2010, is a small nonprofit in the Community Improvement sector that reported $523K in total revenue in fiscal year 2024. Revenue grew 20% year-over-year, indicating healthy expansion. Expenses of $503K left a modest 4% surplus.

Mission

OUR MISSION IS TO JOIN FAITH COMMUNITIES TOGETHER TO ADDRESS SPIRITUAL AND PRACTICAL NEEDS OF MONTEREY COUNTY EMPHASIZING GRANTS TO AGENCIES THAT PROVIDE HOUSING RESOURCES.

Program Service Accomplishments

Program 1

Expenses: $374,584 Revenue: $507,814

INTERFAITH OUTREACH OF CARMEL, INC., IS AN INTERFAITH ORGANIZATION OF SPONSORING FAITH COMMUNITIES. OUR MISSION IS TO JOIN FAITH COMMUNITIES TOGETHER TO ADDRESS INTERFAITH SPIRTUAL AND PRACTICAL...

INTERFAITH OUTREACH OF CARMEL, INC., IS AN INTERFAITH ORGANIZATION OF SPONSORING FAITH COMMUNITIES. OUR MISSION IS TO JOIN FAITH COMMUNITIES TOGETHER TO ADDRESS INTERFAITH SPIRTUAL AND PRACTICAL NEEDS OF MONTEREY COUNTY, EMPHASIZING GRANTS TO AGENCIES THAT PROVIDE HOUSING RESOURCES BY BEING OUTREACH LEADERS IN OUR COMMUNITY. WE WILL AID IN CREATING SOLUTIONS, STIMULATING PUBLIC AWARENESS, AND RAISING FUNDS TO PROVIDE GRANTS THAT FULFILL OUR MISSION.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $10,901

Program Service Revenue $507,814

Investment Income $3,798

Other Revenue $0

TOTAL REVENUE $522,513

Expense Breakdown

Grants Paid $212,000

Salaries & Benefits $115,759

Fundraising Expenses $0

Program Expenses $374,584

Other Expenses $175,703

TOTAL EXPENSES $503,462

Year-over-Year Comparison

	2024	2023	Change
Revenue	$522,513	$435,658	+0.2%
Expenses	$503,462	$409,805	+0.2%
Net Income	$19,051	$25,853	-0.3%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BARBARA DICKASON	PRESIDENT	2.00	Officer Director	$0	$0	$0
SALLY BAHO	VICE-PRESIDE	2.00	Officer Director	$0	$0	$0
TRAVIS WILLIAMS	SECRETARY	2.00	Officer Director	$0	$0	$0
DEBRA FEOLE	TREASURER	2.00	Officer Director	$0	$0	$0
ROSA BUTTS	DIRECTOR	2.00	Director	$0	$0	$0
CHRISTINA DEMARIA	TREASURER	2.00	Officer Director	$0	$0	$0
DIANE NORRBY	DIRECTOR	2.00	Director	$0	$0	$0
MARYANN SPADONI	EXECUTIVE DI	20.00	Highest	$107,292	$0	$107,292
GINA BERTOLINO	DIRECTOR	2.00	Director	$0	$0	$0
REV JUNE RADICCHI	DIRECTOR	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$522,513	$503,462	$148,347	$19,051
2023	$435,658	$409,805	$137,313	$25,853
2022	$401,270	$385,134	$107,717	$16,136
2021	$352,836	$318,898	$95,800	$33,938
2020	$230,916	$213,513	$53,665	$17,403