CAMDEN PUBLIC LIBRARY FUND

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2010

Legal Domicile

Principal Officer

KRISTEN SMITH

Phone

2072363440

Tax Period

2024-07-01 to 2025-06-30

CAMDEN PUBLIC LIBRARY FUND, founded in 2010, is a small nonprofit in the Education sector that reported $613K in total revenue in fiscal year 2024. Revenue surged 30% from the prior year, signaling strong growth momentum. The organization ran a surplus of $125K, a strong 20% operating margin.

Mission

TO SOLICIT FUNDS AND CONTRIBUTIONS IN KIND FROM THE GENERAL PUBLIC AND OTHER SOURCES THAT WILL BE USED IN DIRECT SUPPORT OF THE CAMDEN PUBLIC LIBRARY.

Program Service Accomplishments

Program 1

Expenses: $477,889 Revenue: $0

RAISED FUNDS THAT WILL BE USED IN DIRECT SUPPORT OF THE CAMDEN PUBLIC LIBRARY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $467,186

Program Service Revenue $0

Investment Income $117,231

Other Revenue $28,891

TOTAL REVENUE $613,308

Expense Breakdown

Grants Paid $477,889

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $477,889

Other Expenses $10,427

TOTAL EXPENSES $488,316

Year-over-Year Comparison

	2024	2023	Change
Revenue	$613,308	$473,106	+0.3%
Expenses	$488,316	$413,938	+0.2%
Net Income	$124,992	$59,168	+1.1%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$68,773

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KRISTEN SMITH	PRESIDENT	0.20	Officer Director	$0	$0	$0
ELIZABETH SENDERS	TREASURER	0.20	Officer Director	$0	$0	$0
JENNIFER GROMADA	SECRETARY	0.20	Officer Director	$0	$0	$0
JACOB GERRITSEN	DIRECTOR	0.20	Director	$0	$0	$0
HEATHER SHANKLIN	DIRECTOR	0.20	Director	$0	$0	$0
KRISTY KILFOYLE	OPERATING AGENT	1.00	Officer	$0	$8,273	$68,773

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$613,308	$488,316	$2,208,054	$124,992
2024	$473,106	$413,938	$2,002,106	$59,168
2023	$380,693	$325,385	$1,817,188	$55,308
2022	$603,187	$358,757	$1,679,359	$244,430
2021	$303,164	$265,918	$1,647,884	$37,246
2020	$404,936	$364,929	$1,412,694	$40,007
2019	$601,315	$400,922	$1,373,263	$200,393
2018	$517,249	$341,560	$1,129,649	$175,689