The Fraternal Mutual Disaster Relief Association

EIN: 273395735 501(c)(3)

Apopka, FL

Total Revenue
$155,582
Total Expenses
$159,412
Total Assets
N/A
Net Assets
N/A
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
2010
Legal Domicile
FL
Principal Officer
Robert Morrow
Tax Period
2023-01-01 to 2023-12-31

The Fraternal Mutual Disaster Relief Association, founded in 2010, is a small nonprofit that reported $156K in total revenue in fiscal year 2023. Revenue fell 43% from the prior year — a significant decline worth monitoring.

Mission

Risk pool coverage to fraternal orgs

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $155,576
Program Service Revenue $0
Investment Income $6
Other Revenue $0
TOTAL REVENUE $155,582

Expense Breakdown

Grants Paid $6,000
Salaries & Benefits $140
Fundraising Expenses $0
Program Expenses $159,412
Other Expenses $153,272
TOTAL EXPENSES $159,412

Year-over-Year Comparison

2023 2022 Change
Revenue $155,582 $272,364 -0.4%
Expenses $159,412 $268,700 -0.4%
Net Income $-3,830 $3,664 -2.0%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
N/A
Independent Members
N/A
Employees
N/A
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
3
$0
Total Directors
3
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Chester A King Director 0.00
Director
$0 $0 $0
Robert Manley Director 0.00
Director
$0 $0 $0
Steven R Deviese Treasurer 0.00
Officer Director
$0 $0 $0
Robert Morrow President 0.00
Officer
$0 $0 $0
William J McLeod Legal Counsel 0.00
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2023 $155,582 $159,412 No data $-3,830
2022 $272,364 $268,700 $25,427 $3,664
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