WHISPERS OF HOPE

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2010

Legal Domicile

Principal Officer

VICTORIA GRIFFIN

Phone

9195855478

Tax Period

2025-01-01 to 2025-12-31

WHISPERS OF HOPE, founded in 2010, is a small nonprofit that reported $127K in total revenue in fiscal year 2025. Revenue fell 48% from the prior year — a significant decline worth monitoring. Expenses of $141K exceeded revenue, resulting in a 11% operating deficit.

Mission

TO HELP HURTING WOMEN FIND HEALING IN CHRIST, EQUIPPING THEM TO MOVE FORWARD IN HOPE TO THE GLORY OF GOD

Program Service Accomplishments

Program 1

Expenses: $132,131 Revenue: $0

WE PROVIDE EMOTIONAL SUPPORT TO WOMEN AS THEY WORK THROUGH DIFFICULT LIFE SITUATIONS. THIS IS DONE THROUGH COUNSELING AND BY PROVIDING A SAFE ENVIRONMENT TO MEET A VARIETY OF NEEDS. WE ALSO PROVIDE HOUSING FOR ANY WOMEN WHO DESIRE A QUIET RETREAT. IN 2025, WE HAD 581 INQUIRIES FOR VARIOUS NEEDS: 87 INTENSIVE COUNSELING SESSIONS, 78 POST-INTENSIVE COUNSELING SESSIONS, 33 CHALET GROUPS, 17 TOURS, AND 171 CALL FOR REFERRAL, INFORMATION, OR OTHER NEEDS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $119,094

Program Service Revenue $0

Investment Income $7,915

Other Revenue $0

TOTAL REVENUE $127,009

Expense Breakdown

Grants Paid $9,000

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $132,131

Other Expenses $131,796

TOTAL EXPENSES $140,796

Year-over-Year Comparison

	2025	2024	Change
Revenue	$127,009	$243,553	-0.5%
Expenses	$140,796	$120,026	+0.2%
Net Income	$-13,787	$123,527	-1.1%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JESSICA MILLER	BOARD CHAIR	2.00	Officer Director	$0	$0	$0
JILL OSBORN PART YEAR	BOARD CHAIR	2.00	Officer Director	$0	$0	$0
GENE WITTE	VICE CHAIR	2.00	Officer Director	$0	$0	$0
ROBIN MANGUM	TREASURER	2.00	Officer Director	$0	$0	$0
VICTORIA GRIFFIN	SECRETARY	2.00	Officer Director	$0	$0	$0
LOWELL PETERSON	DIRECTOR	2.00	Director	$0	$0	$0
HEATHER GRAWE	DIRECTOR	2.00	Director	$0	$0	$0
KARI KALKMAN	DIRECTOR	2.00	Director	$0	$0	$0
KIM DECKER	DIRECTOR	2.00	Director	$0	$0	$0
TAMMY METCALF-FILZEN	EXECUTIVE DIRECTOR	15.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$127,009	$140,796	$902,549	$-13,787
2024	$243,553	$120,026	$917,410	$123,527
2023	$174,969	$98,209	$793,883	$76,760
2022	$109,229	$90,695	$717,123	$18,534
2021	$319,345	$80,793	$698,589	$238,552
2020	$151,435	$72,024	$656,908	$79,411
2018	$107,317	$57,413	$546,963	$49,904