Women of the World

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2010

Legal Domicile

Principal Officer

Samira Harnish

Phone

8019530008

Tax Period

2025-01-01 to 2025-12-31

Women of the World, founded in 2010, is a community nonprofit in the International Affairs sector that reported $1.0M in total revenue in fiscal year 2025. Revenue surged 24% from the prior year, signaling strong growth momentum.

Mission

Women of the World assists women refugees, asylum seekers, and immigrants from all nations achieve self-reliance, economic empowerment, and a voice in our community through capacity building, customized services, and advocacy.

Program Service Accomplishments

Program 1

Expenses: $446,799

Customized Service and Advocacy: Serving the individual needs and advocating on behalf of the 1800 clients and their families we serve annually. Women of the World's case managers support the...

Customized Service and Advocacy: Serving the individual needs and advocating on behalf of the 1800 clients and their families we serve annually. Women of the World's case managers support the housing, immigration, social security, and parental rights and needs of their clients. In 2025, we saved our clients $432,000 in costs like hospital bills, insurance claims, and housing.

Program 2

Expenses: $312,760

Economic Empowerment: This year we helped our clients to apply for 882 jobs, of which they started 82. Our work provided $2.4 million dollars back to the local economy through helping clients get...

Economic Empowerment: This year we helped our clients to apply for 882 jobs, of which they started 82. Our work provided $2.4 million dollars back to the local economy through helping clients get scholarships, advance in their careers, get raises or start new jobs.

Program 3

Expenses: $134,040

Community Development: We offered 403 hours of English instruction, more than 40 workshop sessions, 4 community events, and 428 hours of one-on-one volunteer mentoring for our clients. One hundred...

Community Development: We offered 403 hours of English instruction, more than 40 workshop sessions, 4 community events, and 428 hours of one-on-one volunteer mentoring for our clients. One hundred fourteen volunteers contributed 1,499 hours in service directly to our clients.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $960,137

Program Service Revenue $0

Investment Income $35,852

Other Revenue $45,821

TOTAL REVENUE $1,041,810

Expense Breakdown

Grants Paid $65,790

Salaries & Benefits $722,884

Fundraising Expenses $132,618

Program Expenses $893,599

Other Expenses $328,549

TOTAL EXPENSES $1,139,938

Year-over-Year Comparison

	2025	2024	Change
Revenue	$1,041,810	$841,978	+0.2%
Expenses	$1,139,938	$1,214,716	-0.1%
Net Income	$-98,128	$-372,738	-0.7%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

114

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$119,603

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Samira Harnish	Executive Dir.	60.00	Officer	$119,603	$0	$119,603
Justin Harnish	Director	20.00	Director	$0	$0	$0
Evan Strassberg	Director	2.00	Director	$0	$0	$0
Tracey Thompson	President	2.00	Officer Director	$0	$0	$0
Paige Witt	Treasurer	2.00	Officer Director	$0	$0	$0
Sarah Beaumont	Secretary	2.00	Officer Director	$0	$0	$0
Madison Limansky	Director	1.00	Director	$0	$0	$0
My Nguyen	Director	1.00	Director	$0	$0	$0
Archana Thiagarajan	Director	1.00	Director	$0	$0	$0
Elyse Winter	Director	1.00	Director	$0	$0	$0
Ramez Helteh	Director	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,041,810	$1,139,938	$963,779	$-98,128
2024	No data	No data	No data	No data
2023	$1,252,854	$937,204	$1,438,289	$315,650
2022	$1,005,856	$465,489	$1,092,801	$540,367
2021	$433,383	$271,164	$552,434	$162,219
2020	$425,897	$277,893	$393,494	$148,004