JUNIOR RAILERS HOCKEY CLUB INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1987

Legal Domicile

Principal Officer

DALE NORDMAN

Phone

5085610237

Tax Period

2024-06-01 to 2025-05-31

JUNIOR RAILERS HOCKEY CLUB INC, founded in 1987, is a community nonprofit in the Recreation & Sports sector that reported $1.8M in total revenue in fiscal year 2024.

Mission

TO PROVIDE INSTRUCTIONAL AND RECREATIONAL SKATING AND HOCKEY FOR CHILDREN IN WORCESTER AND SURROUNDING COMMUNITIES.

Program Service Accomplishments

Program 1

Expenses: $1,856,164 Revenue: $1,712,457

JUNIOR RAILERS HOCKEY CLUB, INC.(JRHC) PLAYER DEVELOPMENT PROGRAMS HELP TO DEVELOP PLAYERS' TECHNICAL ABILITIES THROUGH LEARN TO PLAY CLASSES FOR APPROXIMATELY 800 PLAYERS. JRHC ALSO HAS ORGANIZED...

JUNIOR RAILERS HOCKEY CLUB, INC.(JRHC) PLAYER DEVELOPMENT PROGRAMS HELP TO DEVELOP PLAYERS' TECHNICAL ABILITIES THROUGH LEARN TO PLAY CLASSES FOR APPROXIMATELY 800 PLAYERS. JRHC ALSO HAS ORGANIZED YOUTH HOCKEY TEAMS WHICH PLAY HOCKEY GAMES IN ORGANIZED YOUTH HOCKEY LEAGUES, AND HAVE WEEKLY TEAM PRACTICES. THERE ARE ALSO SPECIFIC TRAINING CLINICS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $10,610

Program Service Revenue $1,693,175

Investment Income $1,013

Other Revenue $122,840

TOTAL REVENUE $1,827,638

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $10,073

Program Expenses $1,856,164

Other Expenses $2,010,340

TOTAL EXPENSES $2,010,340

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,827,638	$1,740,290	+0.1%
Expenses	$2,010,340	$1,779,333	+0.1%
Net Income	$-182,702	$-39,043	+3.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TIM BAUMANN	VP OF HOUSE HOCKEY	1.00	Director	$0	$0	$0
JAMIE HENDERSON	DIRECTOR OF SCOREKEEPERS	1.00	Director	$0	$0	$0
JESSICA RESENER	SECRETARY/REGISTRAR	1.00	Officer Director	$0	$0	$0
ANDREW CATALFAMO	U8 DIRECTOR	1.00	Director	$0	$0	$0
JEFF PRATT	DIRECTOR OF MIDGET HOCKEY	1.00	Director	$0	$0	$0
MATT CINHA	VP - U8 HOCKEY	1.00	Director	$0	$0	$0
DALE NORDMAN	PRESIDENT	1.00	Officer Director	$0	$0	$0
LYNN LOYNS	VP OF AAA	1.00	Director	$0	$0	$0
TONY FORGET	DIRECTOR OF TRAVEL	1.00	Director	$0	$0	$0
ADAM GAUDETTE	TREASURER	2.00	Officer Director	$0	$0	$0
TOM PARE	DIRECTOR OF AAA HOCKEY	1.00	Director	$0	$0	$0
CHRIS ANDERSON	DIRECTOR OF GOALTENDING	1.00	Director	$0	$0	$0
PAT GEMME	VP OF TRAVEL	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,827,638	$2,010,340	$283,950	$-182,702
2024	$1,740,290	$1,779,333	$431,945	$-39,043
2023	$1,719,556	$1,657,593	$386,060	$61,963
2022	$1,444,219	$1,543,030	$424,487	$-98,811
2021	$1,144,266	$1,204,571	$447,446	$-60,305
2020	$1,151,396	$1,077,165	$338,711	$74,231
2019	$1,001,334	$926,577	$370,455	$74,757