NATIVE360 LOAN FUND INC

EIN: 274573866 501(c)(3) Community Improvement

GRAND ISLAND, NE

Total Revenue
$2,250,548
Total Expenses
$818,466
Total Assets
$10,944,660
Net Assets
$7,395,821
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
2011
Legal Domicile
NE
Tax Period
2023-01-01 to 2023-12-31

NATIVE360 LOAN FUND INC, founded in 2011, is a community nonprofit in the Community Improvement sector that reported $2.3M in total revenue in fiscal year 2023. Revenue grew 9% year-over-year, indicating healthy expansion. The organization ran a surplus of $1.4M, a strong 64% operating margin.

Mission

PROVIDE AFFORDABLE CREDIT, CAPITAL, TECHNICAL ASSISTANCE AND PROGRAMS TO PONCA TRIBAL MEMBERS AND OTHER NATIVE AMERICANS ENCOURAGING THEM TO BECOME STRONG AND SELF SUFFICIENT BUSINESS OWNERS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $1,964,077
Program Service Revenue $286,471
Investment Income $0
Other Revenue $0
TOTAL REVENUE $2,250,548

Expense Breakdown

Grants Paid $0
Salaries & Benefits $398,701
Fundraising Expenses $0
Program Expenses $738,120
Other Expenses $419,765
TOTAL EXPENSES $818,466

Year-over-Year Comparison

2023 2022 Change
Revenue $2,250,548 $2,068,660 +0.1%
Expenses $818,466 $838,910 0.0%
Net Income $1,432,082 $1,229,750 +0.2%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Governance

Voting Members
6
Independent Members
6
Employees
3
Volunteers
N/A

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$5,600
Total Directors
6
$204,272
Key Employees
2
$284,301
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
PERCY UPTON EXECUTIVE DIRECTOR 45.00
Director Key Emp
$197,272 $0 $197,272
NICOLLE UPTON SENIOR FINANCIAL MANAGER 0.00
Key Emp
$87,029 $0 $87,029
BRUCE LONG DIRECTOR 5.00
Director
$1,400 $0 $1,400
JENIFER RICHARDSON SECRETARY 5.00
Officer Director
$1,400 $0 $1,400
SAM NELSON CHAIRMAN 5.00
Officer Director
$1,400 $0 $1,400
TODD MULLINAR VICE CHAIR 5.00
Officer Director
$1,400 $0 $1,400
RORY BOWEN TREASURER 5.00
Officer Director
$1,400 $0 $1,400
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 No data No data No data No data
2023 $2,250,548 $818,466 $10,944,660 $1,432,082
2023 $2,250,548 $818,466 $10,944,660 $1,432,082
2022 $2,068,660 $838,910 $9,822,882 $1,229,750
2022 $2,068,660 $838,910 $9,822,882 $1,229,750
2021 $2,498,904 $762,584 $7,395,095 $1,736,320
2020 $1,789,015 $626,472 $5,445,165 $1,162,543
2019 $1,515,379 $586,554 $4,148,485 $928,825
2019 $1,515,379 $586,554 $4,148,485 $928,825
2018 $771,818 $554,204 $2,575,427 $217,614
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