Building a Local Economy

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2011

Legal Domicile

Principal Officer

Elena Greenlee

Phone

8024988438

Tax Period

2025-01-01 to 2025-12-31

Building a Local Economy, founded in 2011, is a micro nonprofit in the Community Improvement sector that reported $78K in total revenue in fiscal year 2025. Revenue fell 70% from the prior year — a significant decline worth monitoring. Expenses of $174K exceeded revenue, resulting in a 123% operating deficit.

Mission

BALE is a community resource center devoted to the creation and development of farm, food and local economy initiatives in the Upper White River Valley of Vermont.

Program Service Accomplishments

Program 1

Expenses: $158,719

In 2025 we offered a range of educational and community-building programs at our physical location and remotely including classes, meetings, art shows, music events and films.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $78,180

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $78,180

Expense Breakdown

Grants Paid $75,664

Salaries & Benefits $23,883

Fundraising Expenses $4,001

Program Expenses $158,719

Other Expenses $74,630

TOTAL EXPENSES $174,177

Year-over-Year Comparison

	2025	2024	Change
Revenue	$78,180	$263,876	-0.7%
Expenses	$174,177	$168,618	+0.0%
Net Income	$-95,997	$95,258	-2.0%

Key Indicators

✓ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

100

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$17,156

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Elena Greenlee	Executive Director, Current	010.00	Officer	$11,500	$0	$11,500
Chris Wood	Executive Director	010.00	Officer	$5,656	$0	$5,656
Sue Schlabach	President	002.00	Officer Director	$0	$0	$0
Earl Hatley	Vice President	001.00	Officer Director	$0	$0	$0
Anthony Bednar	Treasurer	002.00	Officer Director	$0	$0	$0
Shelby Kalm	Secretary	001.00	Officer Director	$0	$0	$0
Lynne Hadley	Director	001.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$78,180	$174,177	$91,694	$-95,997
2024	No data	No data	No data	No data