MUNCY AREA VOLUNTEER FIRE CO

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2011

Legal Domicile

Principal Officer

MOLLY DELANY

Phone

5705465740

Tax Period

2025-01-01 to 2025-12-31

MUNCY AREA VOLUNTEER FIRE CO, founded in 2011, is a small nonprofit in the Public Safety sector that reported $701K in total revenue in fiscal year 2025. Revenue grew 12% year-over-year, indicating healthy expansion. The organization ran a surplus of $120K, a strong 17% operating margin.

Mission

FIRE FIGHTING & AMUBULANCE SERVICE

Program Service Accomplishments

Program 1

Expenses: $571,080 Revenue: $0

The Organizations primary purpose is to provide fire fighting and emergency services to Muncy Borough and Muncy Creek Township and the surrounding area regardless of ability to pay. Ambulance service...

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $370,137

Program Service Revenue $291,890

Investment Income $37,516

Other Revenue $1,732

TOTAL REVENUE $701,275

Expense Breakdown

Grants Paid $0

Salaries & Benefits $107,079

Fundraising Expenses $4,080

Program Expenses $571,080

Other Expenses $474,470

TOTAL EXPENSES $581,549

Year-over-Year Comparison

	2025	2024	Change
Revenue	$701,275	$626,714	+0.1%
Expenses	$581,549	$562,083	+0.0%
Net Income	$119,726	$64,631	+0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BRUCE MILLER	PRESIDENT	20.00	Officer Director	$0	$0	$0
JAMES GIRVEN	VICE PRESIDENT	16.00	Officer Director	$0	$0	$0
ALICE GIRVEN	SECRETARY	16.00	Officer Director	$0	$0	$0
MOLLY DELANY	TREASURER	20.00	Officer Director	$0	$0	$0
MOLLY LAIDACKER	FINANCIAL SECRETARY	16.00	Officer Director	$0	$0	$0
JOSHUA GARVERICK	TRUSTEE	5.00	Director	$0	$0	$0
JOSHUA GARVERICK	TRUSTEE	5.00	Director	$0	$0	$0
GREGORY GIRVEN	TRUSTEE	5.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$701,275	$581,549	$3,502,456	$119,726
2024	$626,714	$562,083	$3,267,702	$64,631
2023	$477,437	$504,432	$3,271,911	$-26,995
2022	$870,234	$537,386	$1,887,380	$332,848
2021	$576,410	$571,522	$1,554,359	$4,888
2020	$526,093	$498,092	$1,548,965	$28,001
2019	$865,128	$423,101	$1,726,489	$442,027
2018	$516,977	$578,535	$1,684,821	$-61,558